aid: brightmoney
name: Brightmoney
description: Bright Money (Bright) is a San Francisco-based financial technology company
  that describes itself as the world's first AI Loan Assistant. Its consumer mobile app
  helps people pay off credit-card debt faster, build credit history, and access affordable
  credit through products including Bright Builder (a secured 0% APR credit line reported
  to the major bureaus), Bright Plan debt-payoff and budgeting, Smart Round-Ups automated
  savings, rent reporting, personal loans up to $10,000 through network partners, and cash
  advances up to $750 for all credit scores. Bright is a consumer-facing product and does
  not currently publish a public developer API or documentation.
url: https://raw.githubusercontent.com/api-evangelist/brightmoney/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://images.brightmoney.co/AMP_LP/new_gradient_logo.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- felicis
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Financial Services
- Fintech
- Consumer Finance
- Credit Building
- Debt Management
- Lending
- Personal Finance
- Artificial Intelligence
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/brightmoney-domain-security.yml
- type: Website
  url: https://brightmoney.co
- type: SignUp
  url: https://app.brightmoney.co
- type: Login
  url: https://app.brightmoney.co
- type: Pricing
  url: https://brightmoney.co/pricing
- type: Support
  url: https://brightmoney.co/help
- type: Blog
  url: https://brightmoney.co/categories/all-posts
- type: TermsOfService
  url: https://brightmoney.co/legal/terms-of-use
- type: PrivacyPolicy
  url: https://brightmoney.co/legal/privacy-policy
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence