aid: brim-financial
url: https://raw.githubusercontent.com/api-evangelist/brim-financial/refs/heads/main/apis.yml
name: Brim Financial
kind: company
description: >-
  Brim Financial is a Toronto-based Canadian fintech (founded 2017) that operates
  a fully-integrated, API-first credit-card Platform-as-a-Service (PaaS). It is
  not a chartered Schedule I or Schedule II bank; it describes itself as the only
  fintech in North America licensed to issue credit cards, and it delivers
  Credit-Cards-as-a-Service (CCaaS), loyalty/rewards, BNPL, and money-movement
  infrastructure to banks, credit unions, fintechs, and large brands (clients
  include Manulife Bank, Laurentian Bank, Canadian Western Bank, Affinity Credit
  Union, and Air France-KLM). Brim is registered under Canada's Retail Payment
  Activities Act (RPAA) to Bank of Canada standards and was admitted to Payments
  Canada as a payment service provider, and has partnered with Mastercard to
  embed open-banking capabilities. Although Brim markets a comprehensive API-first
  platform, that API is delivered to enterprise/embedded-finance partners through
  a commercial onboarding relationship: as of this review there is no public,
  self-serve first-party developer portal, no downloadable OpenAPI/Swagger, and
  no operational consumer-driven-banking (open-banking) API, consistent with
  Canada's voluntary, not-yet-live open-finance framework.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Fintech
- Credit Cards
- Platform as a Service
- Payments
- Embedded Finance
- Payments Canada
created: '2026-07-23'
modified: '2026-07-23'
enriched: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/brim-financial-domain-security.yml
- type: Website
  url: https://brimfinancial.com/
- type: About
  url: https://brimfinancial.com/about-us
- type: Security
  url: https://brimfinancial.com/security
- type: PrivacyPolicy
  url: https://brimfinancial.com/privacy
- type: TermsOfService
  url: https://brimfinancial.com/legal
- type: Support
  url: https://brimfinancial.com/contact-us
- type: Blog
  url: https://brimfinancial.com/inthenews
- type: Careers
  url: https://brimfinancial.com/careers
- type: Login
  url: https://webportal.brimfinancial.com/login
- type: DomainSecurity
  url: security/brim-financial-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/brim-financial-inc/
- type: Twitter
  url: https://twitter.com/BrimFinancial/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com