aid: budget-direct
url: https://raw.githubusercontent.com/api-evangelist/budget-direct/refs/heads/main/apis.yml
name: Budget Direct
kind: company
description: >-
  Budget Direct is one of Australia's largest direct-to-consumer general insurance brands, operated
  from Toowong, Queensland by Auto & General Services Pty Ltd (ABN 61 003 617 909) with general
  insurance products issued by Auto & General Insurance Company Limited (ABN 42 111 586 353), an
  APRA-authorised insurer. The brand sells car, home and contents, motorcycle, travel, pet and life
  insurance plus roadside assistance direct to Australian consumers online and by phone, with life
  cover underwritten by NobleOak Life Limited and travel cover by Zurich Australian Insurance
  Limited. Its parent, Auto & General, also white-labels personal lines through distribution partners
  including Qantas, Coles Insurance, ING and Oceania Insurance. Budget Direct publishes NO public
  self-serve developer portal and NO public API. Every candidate developer host was probed on
  2026-07-25 — developer., developers., docs., api., partners., portal., broker., sandbox. and
  apis.budgetdirect.com.au all fail DNS resolution, and /developers, /developer, /api, /partners and
  /integrations all return HTTP 404 — while the full 738-URL sitemap contains no developer, API or
  integration page. Quote, bind, issue and claim (FNOL) exist only as consumer web journeys and a
  logged-in existing-customer self-service area; there is no documented machine surface for any of
  them. The parent domain does carry an Apigee gateway hostname (api.autogeneral.com.au, CNAME to
  autogeneral-prod.apigee.net, preconnect-hinted by the consumer site) but it is first-party and
  undocumented, with no developer portal, no OpenAPI, no ACORD/AL3 reference anywhere on either
  site, and partner integration handled as private commercial arrangements through Auto & General.
  This record is an honest stub: an APRA-regulated Australian carrier with no public API surface.
  The only machine-readable documents it serves are an RFC 9116 /.well-known/security.txt pointing
  at Auto & General's published external vulnerability disclosure policy, and the Apple and Android
  app-association files for its Fuel Discounts mobile app.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Australia
- Property and Casualty
- Direct to Consumer Insurance
- Motor Insurance
- Home Insurance
- Travel Insurance
- Life Insurance
- Underwriting
- Claims
- Carrier
- No Public API
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis: []
common:
- type: VulnerabilityDisclosure
  url: security/budget-direct-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/budget-direct-domain-security.yml
- type: Website
  url: https://www.budgetdirect.com.au/
- type: About
  url: https://www.budgetdirect.com.au/about-us.html
- type: Contact
  url: https://www.budgetdirect.com.au/contact-us.html
- type: LinkedIn
  url: https://au.linkedin.com/company/budget-direct
- type: PressReleases
  url: https://www.budgetdirect.com.au/about-us/media-releases.html
- type: CodeOfConduct
  url: https://www.budgetdirect.com.au/about-us/code-of-practice.html
- type: ParentOrganization
  url: https://www.autogeneral.com.au/
- type: Partners
  url: https://www.autogeneral.com.au/partners/
- type: Support
  url: https://www.budgetdirect.com.au/contact-us.html
- type: Login
  url: https://www.budgetdirect.com.au/existing-customers/policy-manager.html
- type: TermsOfService
  url: https://www.budgetdirect.com.au/start/terms-of-use.html
- type: PrivacyPolicy
  url: https://www.budgetdirect.com.au/start/privacy-policy.html
- type: GitHubOrganization
  url: https://github.com/AutoGeneral
- type: Compliance
  url: https://www.budgetdirect.com.au/about-us/code-of-practice.html
- type: Security
  url: https://www.autogeneral.com.au/docs/ag-external-vulnerability-disclosure-policy.pdf
- type: SecurityTxt
  url: well-known/budget-direct-security.txt
- type: WellKnown
  url: well-known/budget-direct-well-known.yml
- type: Conformance
  url: conformance/budget-direct-conformance.yml
- type: LLMsTxt
  url: llms/budget-direct-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com