slug: bunq
provider: bunq
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 3
edges:
- tag: Payment
  spec_file: bunq-payment-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.92
  evidence: POST /user/{userID}/monetary-account/{monetaryAccountID}/payment  createPayment  Create a
    payment
  reason: Captures and submits payment instructions (including draft payments awaiting authorisation)
    from a bank account — payment initiation.
- tag: Card
  spec_file: bunq-card-api-openapi.yml
  capability_id: BC-1340
  capability_id_l1: BC-1340
  capability_name: Payments & Card Management
  confidence: 0.8
  evidence: GET /user/{userID}/card  listCards  List cards
  reason: Operations expose a bank customer's payment cards, which sits in Payments & Card Management;
    read-only list/get does not identify whether issuance or transaction processing is the narrower fit,
    so only the L1 is asserted.
- tag: Monetary Account
  spec_file: bunq-monetary-account-api-openapi.yml
  capability_id: BC-1330.10
  capability_id_l1: BC-1330
  capability_name: Deposit Account Management
  confidence: 0.8
  evidence: POST /user/{userID}/monetary-account-bank  createMonetaryAccountBank  Create a bank monetary
    account
  reason: Creating and reading bank monetary accounts with balances is demand-deposit/current account
    management at a neobank.