aid: by-miles
url: https://raw.githubusercontent.com/api-evangelist/by-miles/refs/heads/main/apis.yml
name: By Miles
kind: company
description: >-
  By Miles is a London-based insurtech that pioneered pay-by-mile motor
  insurance in the United Kingdom, founded in 2016 for low-mileage drivers who cover
  under roughly 7,000 miles a year. Its single line of business is UK private motor
  (personal lines property and casualty), priced as a fixed annual premium covering
  the parked car plus a per-mile charge for the distance actually driven. Mileage is
  measured either by the OBD-II "Miles Tracker" telematics dongle or, on its
  "connect" trackerless policies, by pulling odometer data directly from the
  manufacturer's connected-car platform after the driver links a Tesla, Ford or
  Mercedes-Benz account. By Miles was acquired by Direct Line Group in April 2023 and,
  following Aviva's acquisition of Direct Line Group, has been wound down — it stopped
  quoting new business and, from 6 January 2026, stopped offering renewal quotes to
  existing customers. Its API posture is that of a pure API CONSUMER, not a producer:
  it was the first UK insurtech directly authorised by the FCA as an AISP/PISP to
  consume Open Banking APIs (January 2020), and it consumes OEM connected-car APIs for
  mileage, but it publishes no public self-serve developer portal, no reference
  documentation, no OpenAPI, no Postman collection and no webhook catalogue. The only
  integration surface is a partnerships email address and a private AWS API Gateway
  host serving its own mobile app, so this record is a partner-gated stub by design.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United Kingdom
- Insurtech
- Property and Casualty
- Motor Insurance
- Usage Based Insurance
- Telematics
- Connected Car
- Direct to Consumer
- Open Banking
- No Public API
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/by-miles-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/by-miles-vulnerability-disclosure.yml
- type: Security
  url: https://www.bymiles.co.uk/security-vulnerability-reporting-policy
- type: Compliance
  url: https://www.bymiles.co.uk/information-security
- type: Conformance
  url: conformance/by-miles-conformance.yml
- type: Lifecycle
  url: lifecycle/by-miles-lifecycle.yml
- type: LLMsTxt
  url: llms/by-miles-llms.txt
- type: Website
  url: https://www.bymiles.co.uk/
- type: Blog
  url: https://www.bymiles.co.uk/insure/magazine/
- type: Support
  url: https://help.bymiles.co.uk/hc/en-us
- type: Login
  url: https://dashboard.bymiles.co.uk/account/login
- type: Partners
  url: https://www.bymiles.co.uk/partners
- type: TermsOfService
  url: https://www.bymiles.co.uk/terms-of-business
- type: TermsOfUse
  url: https://www.bymiles.co.uk/terms
- type: PrivacyPolicy
  url: https://www.bymiles.co.uk/privacy-policy
- type: Press
  url: https://www.bymiles.co.uk/press
- type: GitHubOrganization
  url: https://github.com/by-miles
- type: LinkedIn
  url: https://www.linkedin.com/company/bymiles
- type: Twitter
  url: https://www.twitter.com/bymiles
- type: Facebook
  url: https://www.facebook.com/gobymiles
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com