openapi: 3.2.0 info: title: Account and Transaction API Specification Account Access API description: OpenAPI for Account and Transaction API Specification termsOfService: https://www.openbanking.org.uk/terms contact: name: Service Desk email: ServiceDesk@openbanking.org.uk license: name: open-licence url: https://www.openbanking.org.uk/open-licence version: v3.1.0 servers: - url: https://api.hoaresbank.co.uk/open-banking/v3.1/aisp description: Base URL declared by the provider in apis.yml (roadmap#122). tags: - name: Account Access paths: /account-access-consents: post: tags: - Account Access summary: Create Account Access Consents operationId: CreateAccountAccessConsents parameters: - $ref: '#/components/parameters/x-fapi-financial-id-Param' - $ref: '#/components/parameters/x-fapi-customer-last-logged-time-Param' - $ref: '#/components/parameters/x-fapi-customer-ip-address-Param' - $ref: '#/components/parameters/x-fapi-interaction-id-Param' - $ref: '#/components/parameters/AuthorizationParam' - $ref: '#/components/parameters/x-customer-user-agent-Param' responses: '201': $ref: '#/components/responses/201AccountAccessConsentsCreated' '400': $ref: '#/components/responses/400ErrorResponse' '401': $ref: '#/components/responses/401ErrorResponse' '403': $ref: '#/components/responses/403ErrorResponse' '404': $ref: '#/components/responses/404ErrorResponse' '405': $ref: '#/components/responses/405ErrorResponse' '406': $ref: '#/components/responses/406ErrorResponse' '415': $ref: '#/components/responses/415ErrorResponse' '429': $ref: '#/components/responses/429ErrorResponse' '500': $ref: '#/components/responses/500ErrorResponse' security: - TPPOAuth2Security: - accounts requestBody: $ref: '#/components/requestBodies/OBReadConsent1Param' /account-access-consents/{ConsentId}: get: tags: - Account Access summary: Get Account Access Consents operationId: GetAccountAccessConsentsConsentId parameters: - $ref: '#/components/parameters/ConsentId' - $ref: '#/components/parameters/x-fapi-financial-id-Param' - $ref: '#/components/parameters/x-fapi-customer-last-logged-time-Param' - $ref: '#/components/parameters/x-fapi-customer-ip-address-Param' - $ref: '#/components/parameters/x-fapi-interaction-id-Param' - $ref: '#/components/parameters/AuthorizationParam' - $ref: '#/components/parameters/x-customer-user-agent-Param' responses: '200': $ref: '#/components/responses/200AccountAccessConsentsConsentIdRead' '400': $ref: '#/components/responses/400ErrorResponse' '401': $ref: '#/components/responses/401ErrorResponse' '403': $ref: '#/components/responses/403ErrorResponse' '404': $ref: '#/components/responses/404ErrorResponse' '405': $ref: '#/components/responses/405ErrorResponse' '406': $ref: '#/components/responses/406ErrorResponse' '429': $ref: '#/components/responses/429ErrorResponse' '500': $ref: '#/components/responses/500ErrorResponse' security: - TPPOAuth2Security: - accounts delete: tags: - Account Access summary: Delete Account Access Consents operationId: DeleteAccountAccessConsentsConsentId parameters: - $ref: '#/components/parameters/ConsentId' - $ref: '#/components/parameters/x-fapi-financial-id-Param' - $ref: '#/components/parameters/x-fapi-customer-last-logged-time-Param' - $ref: '#/components/parameters/x-fapi-customer-ip-address-Param' - $ref: '#/components/parameters/x-fapi-interaction-id-Param' - $ref: '#/components/parameters/AuthorizationParam' - $ref: '#/components/parameters/x-customer-user-agent-Param' responses: '204': $ref: '#/components/responses/204AccountAccessConsentsConsentIdDeleted' '400': $ref: '#/components/responses/400ErrorResponse' '401': $ref: '#/components/responses/401ErrorResponse' '403': $ref: '#/components/responses/403ErrorResponse' '404': $ref: '#/components/responses/404ErrorResponse' '405': $ref: '#/components/responses/405ErrorResponse' '406': $ref: '#/components/responses/406ErrorResponse' '429': $ref: '#/components/responses/429ErrorResponse' '500': $ref: '#/components/responses/500ErrorResponse' security: - TPPOAuth2Security: - accounts components: schemas: Links: type: object description: Links relevant to the payload properties: Self: type: string format: uri First: type: string format: uri Prev: type: string format: uri Next: type: string format: uri Last: type: string format: uri additionalProperties: false required: - Self Meta: title: MetaData type: object description: Meta Data relevant to the payload properties: TotalPages: type: integer format: int32 FirstAvailableDateTime: $ref: '#/components/schemas/ISODateTime' LastAvailableDateTime: $ref: '#/components/schemas/ISODateTime' additionalProperties: false OBReadConsent1: type: object properties: Data: $ref: '#/components/schemas/OBReadData1' Risk: $ref: '#/components/schemas/OBRisk2' required: - Data - Risk additionalProperties: false OBError1: type: object properties: ErrorCode: description: Low level textual error code, e.g., UK.OBIE.Field.Missing type: string minLength: 1 maxLength: 128 Message: description: 'A description of the error that occurred. e.g., ''A mandatory field isn''t supplied'' or ''RequestedExecutionDateTime must be in future'' OBIE doesn''t standardise this field' type: string minLength: 1 maxLength: 500 Path: description: Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency type: string minLength: 1 maxLength: 500 Url: description: URL to help remediate the problem, or provide more information, or to API Reference, or help etc type: string required: - ErrorCode - Message additionalProperties: false minProperties: 1 OBErrorResponse1: description: An array of detail error codes, and messages, and URLs to documentation to help remediation. type: object properties: Code: description: High level textual error code, to help categorize the errors. type: string minLength: 1 maxLength: 40 Id: description: A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors. type: string minLength: 1 maxLength: 40 Message: description: Brief Error message, e.g., 'There is something wrong with the request parameters provided' type: string minLength: 1 maxLength: 500 Errors: items: $ref: '#/components/schemas/OBError1' type: array minItems: 1 required: - Code - Message - Errors additionalProperties: false ISODateTime: description: "All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time OBExternalPermissions1Code: description: Specifies the Open Banking account access data types. This is a list of the data clusters being consented by the PSU, and requested for authorisation with the ASPSP. type: string enum: - ReadAccountsBasic - ReadAccountsDetail - ReadBalances - ReadBeneficiariesBasic - ReadBeneficiariesDetail - ReadDirectDebits - ReadOffers - ReadPAN - ReadParty - ReadPartyPSU - ReadProducts - ReadScheduledPaymentsBasic - ReadScheduledPaymentsDetail - ReadStandingOrdersBasic - ReadStandingOrdersDetail - ReadStatementsBasic - ReadStatementsDetail - ReadTransactionsBasic - ReadTransactionsCredits - ReadTransactionsDebits - ReadTransactionsDetail OBReadConsentResponse1: type: object properties: Data: type: object properties: ConsentId: description: Unique identification as assigned to identify the account access consent resource. type: string minLength: 1 maxLength: 128 CreationDateTime: description: "Date and time at which the resource was created.\nAll dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time Status: $ref: '#/components/schemas/OBExternalRequestStatus1Code' StatusUpdateDateTime: description: "Date and time at which the resource status was updated.\nAll dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time Permissions: items: $ref: '#/components/schemas/OBExternalPermissions1Code' type: array description: Specifies the Open Banking account access data types. This is a list of the data clusters being consented by the PSU, and requested for authorisation with the ASPSP. minItems: 1 ExpirationDateTime: description: "Specified date and time the permissions will expire.\nIf this is not populated, the permissions will be open ended.\nAll dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time TransactionFromDateTime: description: "Specified start date and time for the transaction query period.\nIf this is not populated, the start date will be open ended, and data will be returned from the earliest available transaction.\nAll dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time TransactionToDateTime: description: "Specified end date and time for the transaction query period.\nIf this is not populated, the end date will be open ended, and data will be returned to the latest available transaction.\nAll dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time required: - ConsentId - CreationDateTime - Status - StatusUpdateDateTime - Permissions additionalProperties: false Risk: $ref: '#/components/schemas/OBRisk2' Links: $ref: '#/components/schemas/Links' Meta: $ref: '#/components/schemas/Meta' required: - Data - Risk - Links - Meta additionalProperties: false OBReadData1: type: object properties: Permissions: items: $ref: '#/components/schemas/OBExternalPermissions1Code' type: array description: Specifies the Open Banking account access data types. This is a list of the data clusters being consented by the PSU, and requested for authorisation with the ASPSP. minItems: 1 ExpirationDateTime: description: "Specified date and time the permissions will expire.\nIf this is not populated, the permissions will be open ended.\nAll dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time TransactionFromDateTime: description: "Specified start date and time for the transaction query period.\nIf this is not populated, the start date will be open ended, and data will be returned from the earliest available transaction.\nAll dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time TransactionToDateTime: description: "Specified end date and time for the transaction query period.\nIf this is not populated, the end date will be open ended, and data will be returned to the latest available transaction.\nAll dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time required: - Permissions additionalProperties: false OBRisk2: description: The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Account Info. type: object properties: {} additionalProperties: false OBExternalRequestStatus1Code: description: Specifies the status of consent resource in code form. type: string enum: - Authorised - AwaitingAuthorisation - Rejected - Revoked requestBodies: OBReadConsent1Param: description: Default content: application/json: schema: $ref: '#/components/schemas/OBReadConsent1' required: true responses: 401ErrorResponse: description: Unauthorized 204AccountAccessConsentsConsentIdDeleted: description: Account Access Consents Deleted headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. schema: type: string 415ErrorResponse: description: Unsupported Media Type 429ErrorResponse: description: Too Many Requests headers: Retry-After: description: Number in seconds to wait schema: type: integer 500ErrorResponse: description: Internal Server Error content: application/json: schema: $ref: '#/components/schemas/OBErrorResponse1' 405ErrorResponse: description: Method Not Allowed 400ErrorResponse: description: Bad request content: application/json: schema: $ref: '#/components/schemas/OBErrorResponse1' 406ErrorResponse: description: Not Acceptable 201AccountAccessConsentsCreated: description: Account Access Consents Created headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. schema: type: string content: application/json: schema: $ref: '#/components/schemas/OBReadConsentResponse1' 200AccountAccessConsentsConsentIdRead: description: Account Access Consents Read headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. schema: type: string content: application/json: schema: $ref: '#/components/schemas/OBReadConsentResponse1' 404ErrorResponse: description: Not found 403ErrorResponse: description: Forbidden parameters: x-fapi-customer-ip-address-Param: in: header name: x-fapi-customer-ip-address required: false description: The PSU's IP address if the PSU is currently logged in with the TPP. schema: type: string ConsentId: name: ConsentId in: path description: ConsentId required: true schema: type: string x-fapi-interaction-id-Param: in: header name: x-fapi-interaction-id required: false description: An RFC4122 UID used as a correlation id. schema: type: string x-fapi-financial-id-Param: in: header name: x-fapi-financial-id required: true description: The unique id of the ASPSP to which the request is issued. The unique id will be issued by OB. schema: type: string AuthorizationParam: in: header name: Authorization required: true description: An Authorisation Token as per https://tools.ietf.org/html/rfc6750 schema: type: string x-fapi-customer-last-logged-time-Param: in: header name: x-fapi-customer-last-logged-time required: false description: "The time when the PSU last logged in with the TPP. \nAll dates in the HTTP headers are represented as RFC 7231 Full Dates. An example is below: \nSun, 10 Sep 2017 19:43:31 UTC" schema: type: string pattern: ^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2} (Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4} \d{2}:\d{2}:\d{2} (GMT|UTC)$ x-customer-user-agent-Param: in: header name: x-customer-user-agent description: Indicates the user-agent that the PSU is using. required: false schema: type: string securitySchemes: PSUOAuth2Security: type: oauth2 description: OAuth flow, it is required when the PSU needs to perform SCA with the ASPSP when a TPP wants to access an ASPSP resource owned by the PSU flows: authorizationCode: authorizationUrl: https://authserver.example/authorization tokenUrl: https://authserver.example/token scopes: accounts: Ability to read Accounts information TPPOAuth2Security: type: oauth2 description: TPP client credential authorisation flow with the ASPSP flows: clientCredentials: tokenUrl: https://authserver.example/token scopes: accounts: Ability to read Accounts information