specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Capital One
providerId: capital-one
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: false
tags:
  - Auto Finance
  - Authorizations
  - Banking
  - Credit Cards
  - Credit Offers
  - DevExchange
  - Financial Services
  - OAuth 2.0
  - Payments
  - Rewards
description: Capital One DevExchange APIs are partner-gated banking APIs; access and pricing are negotiated
  through partnership and merchant agreements. Capital One does not publish self-service API pricing.
notes: No public pricing page found for the Capital One DevExchange API portfolio. APIs are accessed
  by approved partners under bilateral commercial agreements; reconcile against partnership terms when
  available.
sources:
  - https://developer.capitalone.com/
plans:
  - id: capital-one-partner
    name: DevExchange Partner Access
    type: enterprise
    description: Partner-only access to Capital One DevExchange APIs (Account Lookup, Authorizations,
      Credit Offers, Customer Transactions, Auto Financing Credit Application, etc.). Commercial terms
      are negotiated bilaterally; not publicly priced.
    entries:
      - label: Partner agreement
        name: partner_agreement
        type: subscription
        metric: contract
        limit: -1
        timeFrame: year
        geo: US
        unit: 1
        price: contact partner team
        userMultiplied: false
    elements:
      - name: Capital One Account Lookup API
      - name: Capital One Authorizations API
      - name: Capital One Credit Offers API
      - name: Capital One Customer Transactions
      - name: Capital One Digital Auto Financing Credit Application API
      - name: Capital One Enhanced Decisioning Data API
      - name: Capital One In-Store Credit Card Payments API
      - name: Capital One POS Credit Card Application API
      - name: Capital One Partner Account Summary API
      - name: Capital One Pre-Application Orchestrator API
      - name: Capital One Real-Time Proactive Prescreen API
      - name: Capital One Retrieve Consumer Bank Products API
      - name: Capital One Shop with Rewards API
maintainers:
  - FN: Kin Lane
    email: info@apievangelist.com