aid: carputty

name: Carputty

description: Carputty provides flexible auto financing solutions, offering consumers real-time, transparent lines of credit for vehicle purchases.
  Their platform enables users to pre‑qualify for loans without impacting credit scores, choose financing terms, and manage the process online.
  Carputty aims to simplify car ownership by delivering clear, fast, and user‑friendly financing options, backed by proprietary valuation tools
  and a mission to rewrite industry rules.

url: https://raw.githubusercontent.com/api-evangelist/carputty/refs/heads/main/apis.yml

x-type: company

x-source: harvest:secondary-market

x-tier: profiled
x-tier-reason: enrichment pass 2026-10-07 (modular-v1; was harvest)

specificationVersion: '0.20'

created: '2026-10-07'

modified: '2026-10-07'

tags:
- Company
- AutoFinance
- FinTech
- Loans
- ConsumerCredit
- Technology

maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io

common:
- type: Plans
  url: plans/carputty-plans-pricing.yml
- type: Conformance
  url: conformance/carputty-conformance.yml
- type: Hosts
  url: hosts/carputty-hosts.yml
- type: Vendors
  url: vendors/carputty-vendors.yml
- type: GettingStarted
  url: https://www.carputty.com/support-categories/getting-started
- type: GitHubOrganization
  url: https://github.com/carputty
- type: DomainSecurity
  url: security/carputty-domain-security.yml
- type: Website
  url: https://www.carputty.com
- type: Documentation
  url: https://www.carputty.com/about-us
- type: Blog
  url: https://www.carputty.com/blog
- type: Support
  url: https://www.carputty.com/support
- type: Pricing
  url: https://www.carputty.com/landing/flexloan

apis:
- name: Carputty API
  description: Carputty provides a flexible auto financing API for loan pre‑qualification and management.
  humanURL: https://www.carputty.com/landing/flexloan
  baseURL: https://api.carputty.com
  x-coverage:
    state: gated
    reason: partner-login
    detail: API spec at https://api.carputty.com/openapi.json returns 403 Forbidden, indicating authentication is required.
    evidence:
    - url: https://api.carputty.com/openapi.json
      status: 403
    checked: '2026-10-07'
  aid: carputty:carputty-api

x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  method: derived
  generated: '2026-10-07'
  generator: derive-coverage.py (pre-flight evidence)
  detail: the company publishes developer documentation but serves no machine-readable contract from it
  evidence:
  - url: https://api.carputty.com/mcp
    status: 403
  - url: https://www.carputty.com
    status: 200
  - url: https://equityzen.com/company/carputty
    status: 403
x-enrichment:
  date: '2026-10-07'
  status: enriched
  artifacts_added: 8
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local