name: Celcoin Plans and Pricing
description: Celcoin offers enterprise-grade Banking-as-a-Service infrastructure priced through direct commercial agreements. Pricing is not publicly listed and is negotiated based on transaction volume, product mix, and client profile. Contact Celcoin's commercial team for a custom quote.
url: https://www.celcoin.com.br/developers/
plans:
  - name: BaaS - Banking as a Service
    description: Full-stack banking infrastructure for fintechs and digital banks. Includes digital accounts, Pix, TED, boleto, card issuance, and KYC/onboarding.
    pricing_model: custom
    pricing_notes: Pricing negotiated per volume of transactions and products enabled. Contact commercial team.
    features:
      - Digital account opening and KYC
      - Pix (cash-in, cash-out, Pix Automático, Pix Inteligente)
      - TED transfers
      - Boleto issuance and CNAB processing
      - White-label card issuance (prepaid and post-paid)
      - Open Finance / Open Banking integration
      - Webhooks for real-time event notifications
      - Sandbox environment for development and testing
      - Homologation support before production go-live
  - name: cel_payments - Payment Solutions
    description: Embedded payment APIs for bill payments, Pix, vehicle debit, mobile recharges, and payment gateway.
    pricing_model: custom
    pricing_notes: Per-transaction fees negotiated commercially.
    features:
      - Bill payments (Pagamento de Contas)
      - Mobile recharges
      - Vehicle debit (Débito Veicular)
      - Payment gateway with multi-acquirer support
      - Withdrawals and deposits
  - name: cel_credit - Credit as a Service
    description: Credit infrastructure for CCB issuance, escrow accounts, consigned credit, and portfolio management.
    pricing_model: custom
    pricing_notes: Fees based on credit volume and product configuration.
    features:
      - CCB (Cédula de Crédito Bancário) issuance
      - Escrow accounts
      - Consigned credit (Consignado as a Service)
      - Credit portability
      - Portfolio management and collections
  - name: mybenk - White-Label Banking Platform
    description: Turnkey white-label digital banking app and backoffice for companies wanting a fully branded banking experience.
    pricing_model: custom
    pricing_notes: Includes platform licensing and transaction fees.
    features:
      - White-label mobile banking app
      - Backoffice management portal
      - Banking and credit features bundled
contact:
  url: https://www.celcoin.com.br/developers/
  notes: Contact via the developer hub or account manager to obtain a commercial proposal.