specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Cellulant
providerId: cellulant
created: '2026-05-24'
modified: '2026-05-24'
reconciled: false
tags:
  - FinOps
  - FOCUS
  - Payments
  - Africa
description: |
  FOCUS-aligned FinOps definition for Cellulant Tingg. Cellulant is a payments
  acquirer/disburser — its primary cost surface is per-transaction interchange
  plus rail fees pass-through, not infrastructure consumption. Fees vary by
  country, rail, and merchant contract and are not published as a list price.
sources:
  - https://tingg.africa/pricing/
  - https://www.cellulant.io/our-payments-gateway/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Cellulant
serviceCategory: Financial Services — Payments
billingModel:
  pricingCategory: Usage-Based
  billingFrequency: Monthly
  billingCurrency: Multi (local settlement)
  chargeCategories:
    - Usage
    - Tax
    - Adjustment
    - Refund
  primaryUnit: transaction
  secondaryUnits:
    - message
    - account_validation
meters:
  - name: checkout_transaction
    unit: transaction
    aggregation: sum
    dimensions:
      - country_code
      - currency_code
      - service_code
      - payment_mode
  - name: payout_transaction
    unit: transaction
    aggregation: sum
    dimensions:
      - country_code
      - currency_code
      - service_code
      - payment_mode
  - name: refund_transaction
    unit: transaction
    aggregation: sum
    dimensions:
      - country_code
      - service_code
  - name: engagement_message
    unit: message
    aggregation: sum
    dimensions:
      - country_code
      - notification_type
focusColumns:
  ServiceName: Tingg
  ServiceCategory: Financial Services — Payments
  ProviderName: Cellulant
  PublisherName: Cellulant
  InvoiceIssuerName: Cellulant (per market entity)
  PricingCategory: Usage-Based
  PricingUnit: transaction
  BillingCurrency: Local market currency
notes:
  - Float prefunding is required for payouts; balance is itself a financial-position line, not a FOCUS Charge.
  - Cross-border payouts incur an additional FX margin not captured in the per-transaction fee.
  - Acknowledgement status drives invoice eligibility — only acknowledged checkout transactions are billed.