aid: centrapay

name: Centrapay

description: Centrapay is a payments network that connects existing commerce systems (point-of-sale terminals and checkouts) to digital wallets, tokens and low-cost alternative payments. Its API-first infrastructure lets merchants accept Payap, bank transfers via Open Banking and QR-code rails, brand loyalty points and digital gift cards, bypassing traditional card-network fees. Developers integrate through the Centrapay REST API documented at docs.centrapay.com.

url: https://raw.githubusercontent.com/api-evangelist/centrapay/refs/heads/main/apis.yml

x-type: company

x-source: harvest:spectral-ruleset-github

x-tier: profiled
x-tier-reason: enrichment pass 2026-10-09 (modular-v1; was harvest)

specificationVersion: '0.20'

created: '2026-10-09'

modified: '2026-10-09'

tags:
- Company
- Payments
- Digital Wallets
- Open Banking
- QR Code Payments
- Loyalty
- Gift Cards
- Fintech

maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io

image: https://framerusercontent.com/images/KVxxaI7Lvpyui2d4eS31RH11vZQ.png

common:
- type: AgenticAccess
  url: agentic-access/centrapay-agentic-access.yml
- type: RateLimits
  url: rate-limits/centrapay-rate-limits.yml
- type: Spectral
  url: rules/centrapay-rules.yml
- type: Spectral
  url: rules/centrapay-centrapay-docs-spectral-rules.yml
- type: JSONLD
  url: json-ld/centrapay-context.jsonld
- type: Vocabulary
  url: vocabulary/centrapay-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DataModel
  url: data-model/centrapay-data-model.yml
- type: Components
  url: components/centrapay-components.yml
- type: Idempotency
  url: conventions/centrapay-conventions.yml
- type: Conventions
  url: conventions/centrapay-conventions.yml
- type: Sandbox
  url: sandbox/centrapay-sandbox.yml
- type: OAuthScopes
  url: scopes/centrapay-scopes.yml
- type: Lifecycle
  url: lifecycle/centrapay-lifecycle.yml
- type: DeclineCodes
  url: errors/centrapay-decline-codes.yml
- type: ErrorCatalog
  url: errors/centrapay-problem-types.yml
- type: Conformance
  url: conformance/centrapay-conformance.yml
- type: Overlay
  url: overlays/centrapay-openapi-overlay.yaml
- type: Hosts
  url: hosts/centrapay-hosts.yml
- type: Vendors
  url: vendors/centrapay-vendors.yml
- type: SDKs
  url: packages/centrapay-packages.yml
- type: Packages
  url: packages/centrapay-packages.yml
- type: Authentication
  url: authentication/centrapay-authentication.yml
- type: DomainSecurity
  url: security/centrapay-domain-security.yml
- type: Website
  url: https://www.centrapay.com/
- type: SpectralRules
  url: https://github.com/centrapay/centrapay-docs/blob/636b5947eae1c8b9a6ce2f827bb32daba981b1b3/.spectral.yaml
- type: Documentation
  url: https://docs.centrapay.com/
- type: APIReference
  url: https://docs.centrapay.com/api/introduction/
- type: GettingStarted
  url: https://docs.centrapay.com/guides/getting-started/
- type: GitHubOrganization
  url: https://github.com/centrapay
- type: Support
  url: https://www.centrapay.com/contact
- type: Login
  url: https://app.centrapay.com/
- type: Blog
  url: https://www.centrapay.com/blog/nz-tech-expo
- type: TermsOfService
  url: https://www.centrapay.com/legal/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.centrapay.com/legal/privacy-policy

apis:
- aid: centrapay:centrapay-payment-requests-api
  name: Centrapay Payment Requests API
  description: The payment-requests API from Centrapay — 16 operation(s) for payment-requests.
  humanURL: https://docs.centrapay.com/api/introduction/
  baseURL: https://service.centrapay.com
  tags:
  - payment-requests
  properties:
  - type: OpenAPI
    url: openapi/centrapay-payment-requests-api-openapi.yml
  - type: Documentation
    url: https://docs.centrapay.com/api/introduction/
x-enrichment:
  date: '2026-10-09'
  status: enriched
  artifacts_added: 64
  pass: modular-v1
  engine: identity=anthropic,contract=anthropic,surfaces=anthropic,docs=anthropic,regulatory=anthropic