slug: chargeafter
provider: ChargeAfter
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 3
edges:
- tag: Accounts
  spec_file: chargeafter-accounts-api-openapi.yml
  capability_id: BC-1320
  capability_id_l1: BC-1320
  capability_name: Credit & Lending Management
  confidence: 0.75
  evidence: POST /v2/accounts — 'Create account'; GET /v3/session/accounts — 'Get lender accounts and
    offers'; GET /v2/accounts/{accountToken}/credit — 'Get information about credit based on account id';
    schemas LenderAccountStatus, CreditInfo, Eligibility
  reason: Operations create and query consumer credit accounts held with lenders, with credit info, eligibility
    and offers — clearly consumer credit & lending. Spread across origination (offers/eligibility) and
    in-life account use (charge from account), so no single L2 is asserted.
- tag: ApplicationsV3
  spec_file: chargeafter-applicationsv3-api-openapi.yml
  capability_id: BC-1320.10
  capability_id_l1: BC-1320
  capability_name: Credit Origination Management
  confidence: 0.7
  evidence: GET /v2/checkout/applications/{applicationId}/status — 'Get status of an application'; schemas
    ConsumerApplicationStatus, ApplicationStatusReason, CreditInfo
  reason: Tracks the state of a consumer credit application through the checkout financing flow, i.e.
    credit application intake/origination workflow status. Token endpoint is plumbing, so 0.7.
- tag: Charges
  spec_file: chargeafter-charges-api-openapi.yml
  capability_id: BC-2320.20
  capability_id_l1: BC-2320
  capability_name: Tender and Payment Acceptance Management
  confidence: 0.7
  evidence: POST /v2/post-sale/charges 'Create a new Charge'; 'Settle a Charge'; 'Refund a Charge'; 'Void
    a Charge'
  reason: Authorisation, settlement, refund and void of consumer purchase transactions funded by point-of-sale
    financing — payment/tender acceptance and post-sale transaction handling for a merchant.
  recovered_from: vertical-retail-consumer-goods-edges.json