name: ChargeDesk FinOps description: Financial operations considerations for teams using the ChargeDesk API, including cost drivers, plan selection guidance, and cost-control recommendations. url: https://chargedesk.com/pricing cost_drivers: - name: Active agents description: Each pricing tier caps the number of support agents who can access ChargeDesk. Exceeding the limit requires an upgrade. - name: Recent customers description: Plans are scoped by the number of customers who have made a payment in the past 30 days. High-volume merchants may need Business or Enterprise. - name: Payment gateway volume description: ChargeDesk itself does not charge per transaction; underlying gateway fees (Stripe, Braintree, PayPal, etc.) apply separately. plan_guidance: - tier: Hobby monthly_cost_usd: 29 suitable_for: Early-stage teams or solo developers testing the integration; up to 3 agents and 1,000 active customers. - tier: Startup monthly_cost_usd: 99 suitable_for: Growing SaaS or e-commerce teams with up to 11 agents and 5,000 active customers. - tier: Business monthly_cost_usd: 249 suitable_for: Mid-market companies running busy support operations; up to 30 agents and 30,000 active customers. - tier: Enterprise monthly_cost_usd: custom suitable_for: Large organisations needing 100+ agents or 150,000+ active customers; negotiate custom terms with sales. cost_control: - Use the Automatic Plan option to gain a 20% limit bonus without manually upgrading; helps defer tier jumps. - Monitor active-customer counts monthly — customers inactive for more than 30 days do not count against limits. - Take advantage of the 14-day free trial to validate ROI before committing to a paid plan. - No long-term contracts; downgrade or cancel at any time to avoid over-spending.