aid: charlie-finance
name: Charlie Finance
kind: company
description: Charlie (Charlie Finance Co.) was a Pasadena, California fintech company
  that operated a mobile banking app and debit-card program built specifically for
  Americans aged 62 and older. Founded in 2021 by Kevin Nazemi, the service offered
  Social Security deposits paid up to several days early, a FraudShield protection
  layer tuned to scams that target seniors, 3% high-yield savings, no monthly fees
  or minimums, a fee-free Allpoint ATM network of 55,000+ machines, custom photo debit
  cards, and seven-day-a-week human customer support. Charlie is a portfolio company
  of Uncork Capital and raised a $7.5M seed round followed by a $23M Series A. The
  company discontinued service and permanently closed its debit-card program on January
  22, 2026. Charlie is a consumer neobank and does not publish a public developer API,
  documentation portal, or machine-readable API specification.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/64c11f865f74f2ad8405ebdb/651ae5ffa00c6890f0cf7149_charlie-webclip.svg
url: https://raw.githubusercontent.com/api-evangelist/charlie-finance/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- uncork-capital
x-tier: stub
x-tier-reason: portfolio-lead
x-status: discontinued
x-discontinued: '2026-01-22'
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Banking
- Neobank
- Seniors
- Consumer Finance
- Debit Card
- Social Security
apis: []
common:
- type: Website
  url: https://charlie.com/
- type: Blog
  url: https://charlie.com/news
- type: Support
  url: mailto:support@charlie.com
- type: Login
  url: https://app.charlie.com/auth/login
- type: TermsOfService
  url: https://app.charlie.com/terms/TERMS_CONDITIONS
- type: PrivacyPolicy
  url: https://app.charlie.com/terms/PRIVACY_POLICY
- type: LinkedIn
  url: https://www.linkedin.com/company/charliefinancial
- type: DomainSecurity
  url: security/charlie-finance-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence