aid: chase-uk url: https://raw.githubusercontent.com/api-evangelist/chase-uk/refs/heads/main/apis.yml name: Chase UK kind: company description: >- Chase UK is the digital retail bank operated in the United Kingdom by J.P. Morgan Europe Limited, a wholly owned subsidiary of JPMorgan Chase & Co. that launched the Chase consumer brand in the UK in September 2021. It is an app-only challenger bank with no physical branches or ATM estate, offering current accounts, savings, and round-up features to personal customers, and is authorised and regulated in the UK by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). As a Payment Services Regulations 2017 account provider (ASPSP), Chase UK operates a dedicated Open Banking interface conformant to the UK Open Banking Implementation Entity (OBIE) Read/Write API Standard, exposing Account Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII) services to FCA-authorised third-party providers. It is not one of the CMA9 mandated banks; access is granted through its developer sandbox and secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication, and mutual-TLS using eIDAS QWAC or OBWAC certificates from the Open Banking Certificate Authority. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial Services - Banking - Open Banking - PSD2 - OBIE - United Kingdom - Payments - Account Information - Challenger Bank - Fintech created: '2026-07-23' modified: '2026-07-23' specificationVersion: '0.19' apis: - aid: chase-uk:chase-uk-account-information-api name: Chase UK Account and Transaction Information API (AIS) description: >- Chase UK's Account Information Service (AIS) dedicated interface, conformant to the OBIE Read/Write API Standard, letting FCA-authorised AISPs retrieve a consenting customer's account, balance, transaction, beneficiary, standing order, direct debit, and statement data. Access is gated behind developer onboarding and secured with FAPI OAuth2/OIDC, PSD2 SCA, and mutual-TLS. The referenced OpenAPI is the shared OBIE standard specification (v4.0.1), not a Chase-proprietary contract. humanURL: https://developer.openbanking-obie-sandbox.chase.co.uk/docs/ tags: - Account Information - AISP - Open Banking properties: - type: OpenAPI url: openapi/obie-account-info-openapi.yaml - type: Documentation url: https://developer.openbanking-obie-sandbox.chase.co.uk/docs/ - type: Documentation url: https://www.chase.co.uk/gb/en/information-for-tpps/ - type: DeveloperPortal url: https://developer.openbanking-obie-sandbox.chase.co.uk/ - aid: chase-uk:chase-uk-payment-initiation-api name: Chase UK Payment Initiation API (PIS) description: >- Chase UK's Payment Initiation Service (PIS) dedicated interface, conformant to the OBIE Read/Write API Standard, enabling FCA-authorised PISPs to create single immediate payments, future-dated payments, and standing orders to UK accounts on behalf of a consenting customer. Access is gated behind developer onboarding and secured with FAPI OAuth2/OIDC, PSD2 SCA, and mutual-TLS. The referenced OpenAPI is the shared OBIE standard specification (v4.0.1), not a Chase-proprietary contract. humanURL: https://developer.openbanking-obie-sandbox.chase.co.uk/docs/ tags: - Payment Initiation - PISP - Payments properties: - type: OpenAPI url: openapi/obie-payment-initiation-openapi.yaml - type: Documentation url: https://developer.openbanking-obie-sandbox.chase.co.uk/docs/ - type: Documentation url: https://www.chase.co.uk/gb/en/information-for-tpps/ - type: DeveloperPortal url: https://developer.openbanking-obie-sandbox.chase.co.uk/ - aid: chase-uk:chase-uk-confirmation-of-funds-api name: Chase UK Confirmation of Funds API (CBPII) description: >- Chase UK's Confirmation of Funds (CBPII) dedicated interface, conformant to the OBIE Read/Write API Standard, allowing an FCA-authorised card-based payment instrument issuer to check whether a specified amount is available on a consenting customer's account. Access is gated behind developer onboarding and secured with FAPI OAuth2/OIDC, PSD2 SCA, and mutual-TLS. The referenced OpenAPI is the shared OBIE standard specification (v4.0.1), not a Chase-proprietary contract. humanURL: https://developer.openbanking-obie-sandbox.chase.co.uk/docs/ tags: - Confirmation of Funds - CBPII - Open Banking properties: - type: OpenAPI url: openapi/obie-confirmation-funds-openapi.yaml - type: Documentation url: https://developer.openbanking-obie-sandbox.chase.co.uk/docs/ - type: Documentation url: https://www.chase.co.uk/gb/en/information-for-tpps/ - type: DeveloperPortal url: https://developer.openbanking-obie-sandbox.chase.co.uk/ common: - type: DomainSecurity url: security/chase-uk-domain-security.yml - type: AgenticAccess url: agentic-access/chase-uk-agentic-access.yml - type: OAuthScopes url: scopes/chase-uk-scopes.yml - type: Authentication url: authentication/chase-uk-authentication.yml - type: Website url: https://www.chase.co.uk/ - type: DeveloperPortal url: https://developer.openbanking-obie-sandbox.chase.co.uk/ - type: Documentation url: https://developer.openbanking-obie-sandbox.chase.co.uk/docs/ - type: GettingStarted url: https://www.chase.co.uk/gb/en/information-for-tpps/ - type: Support url: https://www.chase.co.uk/gb/en/support/contact-us/ - type: TermsOfService url: https://www.chase.co.uk/gb/en/legal/general-terms-and-conditions/ - type: PrivacyPolicy url: https://www.chase.co.uk/gb/en/legal/privacy-notice/ - type: LinkedIn url: https://www.linkedin.com/company/chase/ - type: Conventions url: conventions/chase-uk-conventions.yml - type: Idempotency url: conventions/chase-uk-conventions.yml - type: ErrorCatalog url: errors/chase-uk-problem-types.yml - type: Conformance url: conformance/chase-uk-conformance.yml - type: Compliance url: https://www.chase.co.uk/gb/en/information-for-tpps/ - type: Lifecycle url: lifecycle/chase-uk-lifecycle.yml - type: DataModel url: data-model/chase-uk-data-model.yml - type: Sandbox url: sandbox/chase-uk-sandbox.yml - type: LLMsTxt url: llms/chase-uk-llms.txt - type: AgentSkill url: skills/_index.yml - type: MCPServer url: mcp/chase-uk-mcp.yml - type: ToolCrosswalk url: mcp/chase-uk-tool-crosswalk.yml - type: Overlay name: AIS OpenAPI overlay url: overlays/chase-uk-account-info-overlay.yaml - type: Overlay name: PIS OpenAPI overlay url: overlays/chase-uk-payment-initiation-overlay.yaml - type: Overlay name: CBPII OpenAPI overlay url: overlays/chase-uk-confirmation-funds-overlay.yaml maintainers: - FN: Kin Lane email: kin@apievangelist.com