aid: citizens-financial
name: Citizens Financial
url: https://raw.githubusercontent.com/api-evangelist/citizens-financial/refs/heads/main/apis.yml
created: '2026-03-21'
modified: '2026-05-19'
type: Index
access: 3rd-Party
position: Consumer
specificationVersion: '0.19'
tags:
- Accounts
- ATMs
- Banking
- Open Banking
- Payments
- Point of Sale
- Transactions
description: Citizens Financial Group is one of the oldest and largest financial institutions in the United States, providing
  retail and commercial banking products and services to individuals, small businesses, middle-market companies, and large
  corporations. Citizens exposes its programmable surface through the Citizens developer portal at developer.citizensbank.com,
  with REST APIs for deposit account and transaction data, ATM location services, and point-of-sale consumer financing through
  Citizens Pay. Authentication is OAuth 2.0 and the portal provides both sandbox and production environments.
apis:
- aid: citizens-financial:accounts-api
  name: Citizens Bank Accounts API
  tags:
  - Accounts
  - Banking
  - Open Banking
  - Transactions
  image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
  baseURL: https://api.citizensbank.com
  humanURL: https://developer.citizensbank.com/
  properties:
  - url: https://developer.citizensbank.com/
    type: Portal
  - url: https://developer.citizensbank.com/product/35/api/26
    type: Documentation
  - url: openapi/citizens-bank-accounts-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/citizens-bank-accounts-accounts.yaml
  - type: NaftikoCapability
    url: capabilities/citizens-bank-accounts-transactions.yaml
  description: The Citizens Bank Accounts API enables authenticated consumers to programmatically retrieve deposit account
    and transaction data for Citizens Bank customers. Designed exclusively for Savings and Checking accounts, it provides
    structured access to account metadata and detailed transaction histories through a RESTful interface.
- aid: citizens-financial:atm-locator-api
  name: Citizens Bank ATM Locator API
  tags:
  - ATMs
  - Banking
  - Geolocation
  - Locations
  image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
  baseURL: https://api.citizensbank.com
  humanURL: https://developer.citizensbank.com/
  properties:
  - url: https://developer.citizensbank.com/
    type: Documentation
  - url: openapi/citizens-bank-atm-locator-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/citizens-bank-atm-locator-atm-locations.yaml
  description: The Citizens Bank ATM Locator API enables users to locate all Citizens Bank ATMs throughout the USA. The API
    supports queries by zip code, street address, or latitude and longitude coordinates, returning ATM location details including
    hours of operation and whether the location is a standalone ATM or part of another entity.
- aid: citizens-financial:citizens-pay-api
  name: Citizens Pay API
  tags:
  - Financing
  - Lending
  - Payments
  - Point of Sale
  image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
  baseURL: https://api.citizenspay.com
  humanURL: https://developer-citizenspay.citizensbank.com/
  properties:
  - url: https://developer-citizenspay.citizensbank.com/
    type: Portal
  description: The Citizens Pay API enables merchants and partners to integrate Citizens Pay point-of-sale financing into
    their applications and checkout experiences. Citizens Pay provides consumer financing solutions that allow customers to
    pay over time for purchases through participating retailers.
common:
- type: LinkedIn
  url: https://www.linkedin.com/company/rbs-citizens-financial-group
- type: Website
  url: https://www.citizensbank.com/
- type: Portal
  url: https://developer.citizensbank.com/
- type: Sandbox
  url: https://sandboxdeveloper.citizensbank.com/api
- type: Support
  url: https://developer.citizensbank.com/support
- type: PrivacyPolicy
  url: https://www.citizensbank.com/privacy
- type: JSONLD
  url: json-ld/citizens-financial-context.jsonld
- type: Spectral
  url: rules/citizens-financial-rules.yml
- type: Naftiko Capabilities
  url: capabilities/citizens-financial-capabilities.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com