aid: clair
name: Clair
description: 'Clair Inc is a New York-based financial technology company that provides
  free, compliant On-Demand Pay (earned wage access) as an embedded service inside
  the payroll, time-and-attendance and workforce-management platforms employees already
  use. Rather than selling a consumer app, Clair partners with platforms — Gusto Embedded
  Payroll, Check, 7shifts and others — and connects to them over a partner REST API
  that transmits employee, employment and attendance data, which Clair''s underwriting
  engine uses to originate 0% APR earned wage advances through its FDIC-insured partner
  bank, Pathward N.A. Partners embed a Clair-hosted user experience (a WebView component,
  distributed for iOS as Swift packages) so employees can take an advance, review history
  and handle loan servicing without a separate login. Clair has raised roughly $218M
  in total capital, including a $23.2M Series B in May 2025.'
image: https://avatars.githubusercontent.com/getclair
url: https://raw.githubusercontent.com/api-evangelist/clair/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-source-url: https://www.hiive.com/securities/clair-stock
specificationVersion: '0.23'
created: '2026-08-09'
modified: '2026-08-09'
tags:
- Company
- Financial Services
- FinTech
- Earned Wage Access
- On-Demand Pay
- Payroll
- Embedded Finance
- Banking
- Human Resources
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://getclair.com/
- type: GitHubOrganization
  url: https://github.com/getclair
- type: StatusPage
  url: https://status.getclair.com/
- type: PrivacyPolicy
  url: https://cdn.prod.website-files.com/66cded96fc6449eec10d942a/68c9b8fc52b7e5dcd7093db6_Privacy%20Policy.All%20(9.9.25).pdf
- type: Support
  url: https://getclair.com/knowledge
  x-evidence: search-index only; the host WAF-blocks direct probes (403)
- type: Packages
  url: packages/clair-packages.yml
- type: SDKs
  url: packages/clair-packages.yml
- type: Components
  url: components/clair-components.yml
- type: ChangeLog
  url: changelog/clair-changelog.yml
- type: Lifecycle
  url: lifecycle/clair-lifecycle.yml
- type: DomainSecurity
  url: security/clair-domain-security.yml
- type: LLMsTxt
  url: llms/clair-llms.txt
x-enrichment:
  date: '2026-08-09'
  status: minimal
  artifacts_added: 7
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: Clair runs a partner REST API for earned wage access but ships its API documentation
    only to contracted partners via getclair.com/partner ("contact sales@getclair.com
    / schedule a demo") — there is no developer subdomain at all (developer., developers.,
    docs. and api-docs..getclair.com are all NXDOMAIN) and api.getclair.com answers every
    path, including a control path that cannot exist, with the same 403 Cloudflare page.
  evidence:
  - url: https://api.getclair.com/openapi.json
    status: 403
  - url: https://api.getclair.com/zzz-control-path-does-not-exist-9987
    status: 403
  - url: https://getclair.com/.well-known/agent-card.json
    status: 404
  - url: https://getclair.com/llms.txt
    status: 404
  - url: https://status.getclair.com/
    status: 200
  checked: '2026-08-09'