specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Clear Capital
providerId: clear-capital
created: '2026-06-21'
modified: '2026-06-21'
reconciled: false
tags:
- Real Estate
- Property Data
- Valuation
- AVM
- Appraisal
- Mortgage
- FinOps
- Cost Management
- FOCUS
description: >-
  FinOps view of Clear Capital API spend. Clear Capital bills its valuation and
  property data APIs under negotiated commercial agreements rather than public
  self-service rates. Charges are typically per valuation/order or by committed
  volume across products such as ClearAVM, Rental AVM, comparables, BPO, CDA,
  Desktop/Hybrid appraisals, and UDC. Because no public rate card exists, the
  meter rates here are structural placeholders and this artifact is not reconciled.
notes: >-
  Replace placeholder meters with contracted per-product rates and billing terms
  once a Clear Capital commercial agreement or invoice schema is available.
sources:
- https://www.clearcapital.com/products/property-analytics-api/
- https://www.clearcapital.com/products/property-valuation-api/
- https://docs.api.clearcapital.com/introduction
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Clear Capital
serviceCategory: Real Estate and Property Data
billingModel:
  pricingCategory: Committed-Use / Negotiated
  billingFrequency: Monthly
  billingCurrency: USD
  chargeCategories:
  - Usage
  - Purchase
focusColumns:
  ServiceName: Clear Capital API
  ServiceCategory: Real Estate and Property Data
  ProviderName: Clear Capital
  PublisherName: Clear Capital
  InvoiceIssuerName: Clear Capital
  BillingCurrency: USD
  ChargeCategory: Usage
  PricingCategory: Committed-Use / Negotiated
meters:
- name: avm_valuations
  description: ClearAVM / Rental AVM valuations returned, typically billed per valuation. Rate not publicly documented.
  unit: valuations
  aggregation: sum
  dimensions:
  - account
  - product
- name: property_data_requests
  description: Property data / characteristics / history requests via the Property Analytics API. Rate not publicly documented.
  unit: requests
  aggregation: sum
  dimensions:
  - account
  - product
- name: valuation_orders
  description: Appraisal and valuation orders (Hybrid, Desktop, BPO, CDA, UDC) placed via the Property Valuation API. Rate not publicly documented.
  unit: orders
  aggregation: sum
  dimensions:
  - account
  - product
principles:
- name: Visibility
  description: Track per-product valuation and order counts against the negotiated agreement; request usage reporting from Clear Capital.
- name: Allocation
  description: Tag API credentials per workflow/loan-pipeline and map valuation/order spend to internal cost centers.
- name: Optimization
  description: Match product choice to need (e.g., ClearAVM for high-volume prequalification vs. full appraisal at underwriting) to control per-order cost.
- name: Accountability
  description: Assign owners per integration and review valuation/order volume monthly against contracted commitments.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com