aid: clearbanc
name: Clearco
description: 'Clearco (formerly Clearbanc) is a Toronto-based fintech that provides
  non-dilutive, revenue-based working capital to ecommerce and direct-to-consumer brands.
  Founders connect the sales, advertising and banking platforms they already run on
  — Shopify, Amazon, Stripe, PayPal, Square, BigCommerce — and Clearco underwrites
  from that data, funding inventory and marketing spend as a cash advance or as invoice
  funding, in as little as 24 hours, without equity dilution. The company was founded
  in 2015 as Clearbanc, rebranded to Clearco in 2021, and reports having deployed more
  than $3.3 billion to over 10,000 businesses.'
image: https://cdn.prod.website-files.com/65fde10e62e6a7603e9221cc/660190120ed591c2ca6658f4_clearco-logo-black.png
url: https://raw.githubusercontent.com/api-evangelist/clearbanc/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: stub
x-tier-reason: harvest
specificationVersion: '0.23'
created: '2026-08-09'
modified: '2026-08-09'
tags:
- Company
- Finance
- Financial Services
- Fintech
- Lending
- Working Capital
- Revenue Based Financing
- Invoice Funding
- Ecommerce
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.clear.co/
- type: Blog
  url: https://www.clear.co/blog
- type: Login
  url: https://my.clearbanc.com/login
- type: TermsOfService
  url: https://www.clear.co/legal/terms-of-service
- type: PrivacyPolicy
  url: https://www.clear.co/legal/privacy-policy
- type: GitHubOrganization
  url: https://github.com/clearbanc
- type: StatusPage
  url: https://status.clear.co/
- type: Lifecycle
  url: lifecycle/clearbanc-lifecycle.yml
- type: LLMsTxt
  url: llms/clearbanc-llms.txt
- type: DomainSecurity
  url: security/clearbanc-domain-security.yml
x-enrichment:
  date: '2026-08-09'
  status: minimal
  artifacts_added: 3
  pass: local-v1
x-coverage:
  state: gated
  reason: partner-login
  detail: >-
    Clearco runs a real partner API — api.clearbanc.com answers 403 "RBAC: access
    denied" on every path, and its developer documentation host
    docs.clearbanc.com returns a Cloudflare Access SSO interstitial for the root
    and for /openapi.json, /swagger.json, /api-docs and /.well-known/*, so no
    contract, reference or auth description is readable without a partner
    identity.
  evidence:
  - url: https://docs.clearbanc.com/
    status: 403
  - url: https://docs.clearbanc.com/openapi.json
    status: 403
  - url: https://api.clearbanc.com/openapi.json
    status: 403
  - url: https://www.clear.co/developers
    status: 404
  - url: https://www.clear.co/llms.txt
    status: 200
  checked: '2026-08-09'