aid: clearbank url: https://raw.githubusercontent.com/api-evangelist/clearbank/refs/heads/main/apis.yml name: ClearBank kind: company description: >- ClearBank is a UK clearing and Banking-as-a-Service bank, founded in 2015 by Nick Ogden (founder of WorldPay) and Charles McManus and granted a banking licence in December 2016 as the first new UK clearing bank in more than 250 years. ClearBank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 754568), with a European subsidiary, ClearBank Europe N.V., authorised by the European Central Bank. It is privately owned, backed by Apax Partners and PPF Group. Built cloud-native on Microsoft Azure, ClearBank is a direct participant in the UK payment schemes (Faster Payments, CHAPS, Bacs) and offers Agency Banking, Embedded Banking, and Transaction Banking to banks, fintechs, and corporates through a single proprietary JSON REST API. Unlike the CMA9 retail banks, ClearBank is not a mandated Open Banking ASPSP and does not publish the OBIE Open Data (ATMs/Branches/Products) or OBIE Read/Write (AISP/PISP/CBPII) APIs; its public developer surface is the token-authenticated, RSA-signed ClearBank Financial Institutions API covering GBP accounts and payments, multi-currency accounts, FX, SEPA, cross-border payments, Confirmation of Payee, customer due diligence (KYC), and embedded/retail banking, with a full simulation environment for onboarding. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial Services - Banking - Banking as a Service - Embedded Banking - Payments - Clearing - Faster Payments - CHAPS - Multi-Currency - Foreign Exchange - Open Banking - United Kingdom - Fintech created: '2026-07-23' modified: '2026-07-23' specificationVersion: '0.19' apis: - aid: clearbank:clearbank-gbp-accounts-api name: ClearBank GBP Accounts API description: >- Open and manage sterling accounts, retrieve account details, balances, transactions, Bacs data, and reporting for financial institution customers. humanURL: https://clearbank.github.io/uk/docs/api/ baseURL: https://institution-api.clearbank.co.uk tags: - Accounts - Sterling - GBP properties: - type: OpenAPI url: openapi/clearbank-sterling-v4.json - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ - aid: clearbank:clearbank-faster-payments-api name: ClearBank Faster Payments API description: >- Initiate and manage UK Faster Payments (FPS) and internal transfers, including payment origination overview, for onboarded institutions. humanURL: https://clearbank.github.io/uk/docs/api/ baseURL: https://institution-api.clearbank.co.uk tags: - Faster Payments - Payments properties: - type: OpenAPI url: openapi/clearbank-fps-initiate-payment-v3.json - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ - aid: clearbank:clearbank-chaps-api name: ClearBank CHAPS API description: >- Initiate and manage high-value CHAPS RTGS payments, returns, and bank-to-bank settlement as a direct CHAPS participant. humanURL: https://clearbank.github.io/uk/docs/api/ baseURL: https://institution-api.clearbank.co.uk tags: - CHAPS - RTGS - Payments properties: - type: OpenAPI url: openapi/clearbank-chaps-v6.json - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ - aid: clearbank:clearbank-multi-currency-accounts-api name: ClearBank Multi-Currency Accounts API description: >- Create and manage multi-currency (MCCY) accounts, retrieve balances, transactions, and statements across supported currencies. humanURL: https://clearbank.github.io/uk/docs/api/ baseURL: https://institution-api.clearbank.co.uk tags: - Multi-Currency - Accounts properties: - type: OpenAPI url: openapi/clearbank-mccy-accounts-v2.json - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ - aid: clearbank:clearbank-multi-currency-payments-api name: ClearBank Multi-Currency Payments API description: >- Orchestrate outbound and inbound multi-currency payments across supported currencies and payment rails for embedded and agency banking customers. humanURL: https://clearbank.github.io/uk/docs/api/ baseURL: https://institution-api.clearbank.co.uk tags: - Multi-Currency - Payments properties: - type: OpenAPI url: openapi/clearbank-mccy-payments-v1.json - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ - aid: clearbank:clearbank-fx-api name: ClearBank FX API description: >- Foreign-exchange trading orchestration supporting spot and request-for-quote (RFQ) currency conversion tied to multi-currency accounts. humanURL: https://clearbank.github.io/uk/docs/api/ baseURL: https://institution-api.clearbank.co.uk tags: - Foreign Exchange - FX properties: - type: OpenAPI url: openapi/clearbank-fx-orchestrator-rfq.json - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ - aid: clearbank:clearbank-sepa-credit-transfer-api name: ClearBank SEPA Credit Transfer API description: >- Send and receive SEPA Credit Transfer (SCT) euro payments across the Single Euro Payments Area for onboarded institutions. humanURL: https://clearbank.github.io/uk/docs/api/ baseURL: https://institution-api.clearbank.co.uk tags: - SEPA - Payments - Euro properties: - type: OpenAPI url: openapi/clearbank-sepa-ct-v1.json - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ - aid: clearbank:clearbank-confirmation-of-payee-api name: ClearBank Confirmation of Payee API description: >- Outbound Confirmation of Payee (CoP) name-checking against payee account details to reduce misdirected payments and APP fraud. humanURL: https://clearbank.github.io/uk/docs/api/ baseURL: https://institution-api.clearbank.co.uk tags: - Confirmation of Payee - Fraud Prevention properties: - type: OpenAPI url: openapi/clearbank-cop-outbound-v1.json - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ - aid: clearbank:clearbank-customer-due-diligence-api name: ClearBank Customer Due Diligence (KYC) API description: >- Know Your Customer / Customer Due Diligence checks for onboarding and verifying customers within embedded and agency banking propositions. humanURL: https://clearbank.github.io/uk/docs/api/ baseURL: https://institution-api.clearbank.co.uk tags: - KYC - Customer Due Diligence - Compliance properties: - type: OpenAPI url: openapi/clearbank-know-your-customer-v1.json - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ - aid: clearbank:clearbank-cross-border-api name: ClearBank Cross-Border Sterling Payments API description: >- Cross-border sterling payment initiation and management for institutions moving funds internationally through ClearBank. humanURL: https://clearbank.github.io/uk/docs/api/ baseURL: https://institution-api.clearbank.co.uk tags: - Cross-Border - Payments properties: - type: OpenAPI url: openapi/clearbank-cross-border-v4.json - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ - aid: clearbank:clearbank-retail-customers-api name: ClearBank Retail Embedded Banking Customers API description: >- Embedded Banking APIs to create and manage retail customers, hub and payment accounts, savings, and ISAs on ClearBank's banking infrastructure. humanURL: https://clearbank.github.io/uk/docs/embedded-banking/retail-customers/ baseURL: https://institution-api.clearbank.co.uk tags: - Embedded Banking - Retail - Customers properties: - type: OpenAPI url: openapi/clearbank-customers_v2_retail.json - type: Documentation url: https://clearbank.github.io/uk/docs/embedded-banking/retail-customers/ - type: APIReference url: https://clearbank.github.io/uk/docs/api/overview/ common: - type: VulnerabilityDisclosure url: security/clearbank-vulnerability-disclosure.yml - type: DomainSecurity url: security/clearbank-domain-security.yml - type: AgenticAccess url: agentic-access/clearbank-agentic-access.yml - type: Authentication url: authentication/clearbank-authentication.yml - type: Conventions url: conventions/clearbank-conventions.yml - type: Idempotency url: conventions/clearbank-conventions.yml - type: ErrorCatalog url: errors/clearbank-problem-types.yml - type: Lifecycle url: lifecycle/clearbank-lifecycle.yml - type: StatusPage url: https://clearbank.statuspage.io/ - type: Deprecation url: https://clearbank.github.io/uk/docs/api/support-life-cycle - type: Sandbox url: sandbox/clearbank-sandbox.yml - type: Webhooks url: asyncapi/clearbank-webhooks.yml - type: Conformance url: conformance/clearbank-conformance.yml - type: DataModel url: data-model/clearbank-data-model.yml - type: Packages url: packages/clearbank-packages.yml - type: Postman url: https://github.com/clearbank/fi-api-postman - type: WellKnown url: well-known/clearbank-well-known.yml - type: SecurityTxt url: well-known/clearbank-security.txt - type: LLMsTxt url: llms/clearbank-llms.txt - type: AgentSkill url: skills/_index.yml - type: Overlay url: overlays/clearbank-sterling-v4-overlay.yaml - type: Overlay url: overlays/clearbank-fps-initiate-payment-v3-overlay.yaml - type: Overlay url: overlays/clearbank-chaps-v6-overlay.yaml - type: Overlay url: overlays/clearbank-cross-border-v4-overlay.yaml - type: Overlay url: overlays/clearbank-mccy-accounts-v2-overlay.yaml - type: Overlay url: overlays/clearbank-mccy-payments-v1-overlay.yaml - type: Overlay url: overlays/clearbank-fx-orchestrator-rfq-overlay.yaml - type: Overlay url: overlays/clearbank-sepa-ct-v1-overlay.yaml - type: Overlay url: overlays/clearbank-cop-outbound-v1-overlay.yaml - type: Overlay url: overlays/clearbank-know-your-customer-v1-overlay.yaml - type: Overlay url: overlays/clearbank-customers_v2_retail-overlay.yaml - type: Website url: https://www.clear.bank/ - type: DeveloperPortal url: https://clearbank.github.io/ - type: Documentation url: https://clearbank.github.io/uk/docs/api/ - type: GettingStarted url: https://clearbank.github.io/uk/docs/api/getting-started/ - type: APIReference url: https://clear.bank/explore-our-api - type: GitHubOrganization url: https://github.com/clearbank - type: LinkedIn url: https://www.linkedin.com/company/clearbank - type: Blog url: https://clear.bank/newsroom - type: Security url: https://clear.bank/security - type: TermsOfService url: https://clear.bank/legal/terms-and-conditions - type: PrivacyPolicy url: https://clear.bank/data-protection-and-privacy maintainers: - FN: Kin Lane email: kin@apievangelist.com