generated: '2026-09-05'
method: searched
source: https://web.meetcleo.com/pricing
note: >-
  These are CONSUMER SUBSCRIPTION tiers for the Cleo mobile app, not API plans — Cleo
  sells no API. The pricing page exists and is indexed, but its body could not be read:
  web.meetcleo.com sits behind a Cloudflare managed challenge (cf-mitigated: challenge)
  that answers every non-well-known path with an interstitial. Tier NAMES below are
  taken from indexed page content; PRICES are deliberately null rather than guessed,
  because an invented subscription price is a factual claim about what a consumer is
  charged.
currency: USD
billing_period: monthly
plans:
  - name: Cleo Plus
    price: null
    currency: USD
    period: monthly
    includes:
      - Debt tracking
      - Credit score insights
      - Cash advance eligibility
    note: Price not readable — pricing page behind a bot challenge.
  - name: Cleo Pro
    price: null
    currency: USD
    period: monthly
    includes:
      - Debt tracking
      - Credit score insights
      - Cash advance eligibility
      - APY on savings
      - AI guidance
    note: Price not readable — pricing page behind a bot challenge.
  - name: Cleo Builder
    price: null
    currency: USD
    period: monthly
    includes:
      - Saving goals, hacks and challenges
      - APY on savings
      - Credit score insights
      - Cash advance eligibility
      - Credit history building
      - Priority support
    note: Price not readable — pricing page behind a bot challenge.
plan_count: 3
api_plan_count: 0
api_plans_note: >-
  Cleo publishes no API and therefore no API pricing, no free tier, no metered usage and
  no overage schedule.
x-evidence:
  - url: https://web.meetcleo.com/pricing
    http_status: 403
    note: >-
      Cloudflare managed challenge, not a missing page. robots.txt on the same host
      returns 200 and allows /, and the page is indexed by search engines, so the page
      demonstrably exists and only our crawler was turned away.
    fetched: '2026-09-05'