aid: clerq

name: Clerq

image: https://cdn.prod.website-files.com/676951a41dbbf55924fcf5bc/676ac6bea62814a1d991a40e_Frame%201321315344%20(1).png

description: Clerq provides a next‑generation bank payments platform that enables businesses to accept low‑cost, guaranteed payments directly
  from customers’ bank accounts, both online and in‑store. By integrating with over 5,000 banks, Clerc reduces card processing fees by up to 75 %
  and offers chargeback guarantees, helping merchants increase conversion and cut costs. The platform serves sectors such as automotive, powersports,
  and e‑commerce, offering developer tools, sandbox environments, and comprehensive documentation.

url: https://raw.githubusercontent.com/api-evangelist/clerq/refs/heads/main/apis.yml

x-type: company

x-source: harvest:secondary-market

x-tier: profiled
x-tier-reason: enrichment pass 2026-10-09 (modular-v1; was harvest)

specificationVersion: '0.20'

created: '2026-10-08'

modified: '2026-10-08'

tags:
- Payments
- Fintech
- Banking
- API
- B2B

maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io

common:
- type: SecurityTxt
  url: well-known/clerq-status-security.txt
- type: WellKnown
  url: well-known/clerq-well-known.yml
- type: Hosts
  url: hosts/clerq-hosts.yml
- type: Vendors
  url: vendors/clerq-vendors.yml
- type: TermsOfService
  url: https://www.clerq.io/terms-of-service
- type: Support
  url: https://www.clerq.io/support
- type: StatusPage
  url: https://status.clerq.io/
- type: PrivacyPolicy
  url: https://www.clerq.io/privacy-policy
- type: Blog
  url: https://www.clerq.io/blog
- type: Documentation
  url: https://docs.clerq.io/
- type: DomainSecurity
  url: security/clerq-domain-security.yml
- type: Website
  url: https://www.clerq.io/

apis:
- name: Clerq API
  description: Clerq provides a next‑generation bank payments platform with developer tools and sandbox environments.
  humanURL: https://docs.clerq.io/
  aid: clerq:clerq-api

x-coverage:
  state: gated
  reason: partner-login
  detail: API spec at https://api.clerq.io/openopenapi.json requires authentication, returning 401 Unauthorized.
  evidence:
  - url: https://api.clerq.io/openapi.json
    status: 401
  checked: '2026-10-09'
x-enrichment:
  date: '2026-10-09'
  status: enriched
  artifacts_added: 6
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local