specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Codat
providerId: codat-io
created: '2026-07-01'
modified: '2026-07-01'
reconciled: false
tags:
- Business Data
- Accounting
- Banking
- Commerce
- Fintech
- Lending
- Plans
description: >-
  Codat does not publish a public self-serve price list. Pricing is sales-quoted
  and typically structured around the number of connected companies (linked
  accounts) and the products in use (Lending, Sync for Payables, Sync for
  Expenses, Sync for Commerce, Bank Feeds, Spend Insights). A free trial /
  sandbox is available for building and testing against Codat's sandbox
  integrations before signing a commercial agreement.
notes: >-
  Values below are structural placeholders derived from Codat's public
  positioning, not a published rate card. Confirm current commercial terms with
  Codat sales during reconciliation.
sources:
- https://www.codat.io/pricing/
- https://docs.codat.io
- https://www.codat.io/contact/
plans:
- id: codat-io-free-trial
  name: Free Trial / Sandbox
  type: trial
  description: >-
    Free access to build and test against Codat's sandbox integrations and API
    products before committing to a paid agreement.
  entries:
  - label: Sandbox Companies
    name: sandbox_companies
    type: usage
    metric: companies
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: free (sandbox / non-production)
    userMultiplied: false
  elements:
  - name: Sandbox Integrations
  - name: Full API Access
  - name: Webhooks
- id: codat-io-usage
  name: Usage (Linked Companies)
  type: usage
  description: >-
    Production pricing is generally metered by the number of linked companies
    (connected customers) and the enabled products. Contact Codat for a quote.
  entries:
  - label: Linked Company
    name: linked_company
    type: usage
    metric: companies
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted per linked company
    userMultiplied: true
  - label: Lending Product
    name: lending
    type: usage
    metric: companies
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted
    userMultiplied: false
  - label: Sync for Payables
    name: sync_for_payables
    type: usage
    metric: companies
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted
    userMultiplied: false
  - label: Sync for Expenses
    name: sync_for_expenses
    type: usage
    metric: companies
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted
    userMultiplied: false
  - label: Sync for Commerce
    name: sync_for_commerce
    type: usage
    metric: companies
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted
    userMultiplied: false
  - label: Bank Feeds
    name: bank_feeds
    type: usage
    metric: companies
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted
    userMultiplied: false
  elements:
  - name: Accounting API
  - name: Banking API
  - name: Commerce API
  - name: Platform API
  - name: Webhooks
- id: codat-io-enterprise
  name: Enterprise
  type: enterprise
  description: >-
    Volume commitments, dedicated support, security/compliance reviews, and
    negotiated terms for larger lenders, fintechs, and B2B software providers.
  entries:
  - label: Enterprise Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: Dedicated Support
  - name: Security and Compliance Review
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com