aid: commerce-bancshares
url: https://raw.githubusercontent.com/api-evangelist/commerce-bancshares/refs/heads/main/apis.yml
name: Commerce Bank
kind: company
description: >-
  Commerce Bank is the principal banking subsidiary of Commerce Bancshares,
  Inc. (NASDAQ CBSH), a Missouri-based regional bank holding company with roughly
  $32 billion in assets and dual headquarters in Kansas City and St. Louis. Commerce
  Bank is a Missouri state-chartered bank and Federal Reserve member, founded in 1865,
  offering personal, business, commercial, and wealth-management services across the
  U.S. Midwest. Its API posture is corporate/embedded-banking oriented rather than a
  fully open public program: it runs a registration-gated external developer portal
  (developers.commercebank.com) and a CommercePayments developer platform, and delivers
  ERP-embedded banking via Commerce Connections Direct. Consumer-permissioned data
  sharing is largely intermediated through aggregators such as Plaid and platforms
  like Modern Treasury rather than a documented first-party, self-serve open-banking
  API. No public FDX or CFPB Section 1033 data-access posture is documented, and no
  downloadable OpenAPI/Swagger is publicly available.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- United States
- Regional Bank
- Payments
- Treasury Management
- Embedded Banking
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: commerce-bancshares:commerce-developer-apis
  name: Commerce Bank Developer APIs
  description: Commerce Bank's corporate API program, published through a registration-gated
    external developer portal and the CommercePayments developer platform, covering
    payments, treasury, and embedded-banking integrations for business and ERP systems.
    Access is partner/registration-gated; no public self-serve OpenAPI is published.
  humanURL: https://developers.commercebank.com/
  tags:
  - Payments
  - Treasury Management
  - Embedded Banking
  properties:
  - type: Documentation
    url: https://developers.commercebank.com/
  - type: Documentation
    url: https://www.commercebank.com/corporate/solutions/payments-treasury/payables/embedded-banking
  - type: Documentation
    url: https://www.commercebank.com/business/trends-and-insights/2024/how-commercepayments-is-transforming-corporate-finance-processes
common:
- type: DomainSecurity
  url: security/commerce-bancshares-domain-security.yml
- type: Website
  url: https://www.commercebank.com/
- type: DeveloperPortal
  url: https://developers.commercebank.com/
- type: Blog
  url: https://www.commercebank.com/business/trends-and-insights
- type: TermsOfService
  url: https://www.commercebank.com/terms-of-use
- type: PrivacyPolicy
  url: https://www.commercebank.com/security-center/privacy-statement
- type: Support
  url: https://www.commercebank.com/contact-us
- type: LinkedIn
  url: https://www.linkedin.com/company/commerce_bank
- type: LLMsTxt
  url: llms/commerce-bancshares-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com