aid: cortera
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/cortera.png
name: Cortera
description: >-
  Cortera was a business (trade) credit data provider that turned anonymized,
  contributed accounts-receivable and B2B payment data into forward-looking
  payment-risk insight, credit scores, and firmographics on private companies
  so credit teams could spot changes in a customer's financial health. Founded
  in Massachusetts, Cortera was acquired by Moody's (Moody's Analytics) in 2021
  and its product line has since been folded into Moody's Company Reference Data
  / Trade Credit offering, marketed as "Moody's Pulse (formerly Cortera)". The
  standalone cortera.com domain now 301-redirects to Moody's; there is no
  independent Cortera developer portal or public self-serve API today — data is
  delivered through Moody's data-delivery APIs, CRM/ERP connectors, and file
  feeds. This profile was surfaced as a Battery Ventures portfolio company and
  is retained as an acquired-company record.
url: https://raw.githubusercontent.com/api-evangelist/cortera/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- battery-ventures
x-tier: stub
x-tier-reason: portfolio-lead
x-status: acquired
x-acquired-by: moodys
x-acquired-year: 2021
x-successor-product: Moody's Pulse (formerly Cortera) / Moody's Trade Credit
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Business Credit
- Trade Credit
- Credit Risk
- B2B Payments Data
- Company Data
- Financial Data
- Acquired
apis: []
common:
- type: Website
  url: https://www.moodys.com/web/en/us/capabilities/company-reference-data/data-applications/trade-credit.html
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence