aid: cowrywise
name: Cowrywise
description: Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financial goal tracking for individuals. The Embed API provides investment-as-a-service capabilities, enabling developers to integrate regulated African investment products — including savings, mutual funds, treasury bills, Eurobonds, and equities — into their own applications via a single REST API with OAuth 2.0 authentication.
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/cowrywise/refs/heads/main/apis.yml
created: "2026-06-13"
modified: "2026-06-13"
specificationVersion: "0.19"
type: Index
tags:
  - Fintech
  - Wealth Management
  - Investments
  - Savings
  - Mutual Funds
  - Nigeria
  - Africa
  - Financial Services
  - REST API
apis:
  - aid: cowrywise:embed-api
    name: Cowrywise Embed API
    description: Investment-as-a-service REST API that allows developers to embed regulated investment products (savings, mutual funds, treasury bills, Eurobonds, equities) into their applications. Supports user account creation, identity verification, portfolio management, funding, liquidation, withdrawals, transactions, and webhooks. Available in NGN and USD.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developers.cowrywise.com/
    baseURL: https://production.embed.cowrywise.com
    tags:
      - Investments
      - Savings
      - Mutual Funds
      - Portfolios
      - Wallets
      - Fintech
      - Nigeria
    properties:
      - type: Documentation
        url: https://developers.cowrywise.com/
      - type: Authentication
        url: https://developers.cowrywise.com/guides/authentication
      - type: GettingStarted
        url: https://developers.cowrywise.com/guides/welcome
      - type: Reference
        url: https://developers.cowrywise.com/reference
      - type: SDKs
        url: https://developers.cowrywise.com/libraries
      - type: GitHubOrg
        url: https://github.com/cowrywise
      - type: NodeJSSDK
        url: https://github.com/cowrywise/embed-node
      - type: PythonSDK
        url: https://github.com/cowrywise/embedpy
    contact:
      - FN: Cowrywise Support
        email: support@cowrywise.com
common:
  - type: Website
    url: https://cowrywise.com/
  - type: Documentation
    url: https://developers.cowrywise.com/
  - type: GitHubOrg
    url: https://github.com/cowrywise
  - type: LinkedIn
    url: https://ng.linkedin.com/company/cowrywise
  - type: Blog
    url: https://cowrywise.com/blog/
  - type: Pricing
    url: https://cowrywise.com/embed
  - type: X
    url: https://twitter.com/cowrywise
  - type: Plans
    url: plans/cowrywise-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/cowrywise-rate-limits.yml
  - type: FinOps
    url: finops/cowrywise-finops.yml
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com