aid: cred
name: CRED
description: >-
  CRED is an Indian consumer fintech that started with premium credit-card
  bill payments and rewards and has expanded into peer-to-peer payments
  (Scan & Pay, Tap to Pay, RuPay credit card on UPI), short-term credit
  (CRED Cash, CRED Mint), wealth (CRED Money), e-commerce (CRED Store), and
  travel. CRED's surface area is overwhelmingly consumer-app and the
  company does not publish a public, self-service developer portal. Its
  engineering organisation contributes to the broader ecosystem via the
  engineering.cred.club tech blog and open-source repositories under the
  CRED-CLUB GitHub org. B2B integrations (merchant acceptance, issuer
  partnerships, etc.) are negotiated directly with the partnerships team.
type: Index
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
access: Partner-Only
position: Consumer
created: '2026-05-23'
modified: '2026-05-23'
tags:
  - Consumer Fintech
  - Credit Cards
  - Bill Payment
  - Rewards
  - UPI
  - Lending
  - India
url: >-
  https://raw.githubusercontent.com/api-evangelist/cred/refs/heads/main/apis.yml
specificationVersion: '0.20'
apis: []
common:
  - type: TrustCenter
    url: security/cred-trust-center.yml
  - type: VulnerabilityDisclosure
    url: security/cred-vulnerability-disclosure.yml
  - type: DomainSecurity
    url: security/cred-domain-security.yml
  - type: Website
    url: https://cred.club/
  - type: Engineering Blog
    url: https://engineering.cred.club/
  - type: GitHub
    url: https://github.com/CRED-CLUB
  - type: LinkedIn
    url: https://www.linkedin.com/company/cred-club
  - type: Careers
    url: https://careers.cred.club/
  - type: Partnerships
    url: https://cred.club/partner-with-us
  - url: https://engineering.cred.club/feed
    type: Blog
maintainers:
  - FN: API Evangelist
    url: https://apievangelist.com