aid: credi2
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/credi2.png
name: Credi2
description: >-
  Credi2 GmbH is a Vienna, Austria based fintech that operates a white-label,
  cloud-native embedded lending platform enabling banks, card issuers, and
  merchants to launch Buy Now Pay Later (BNPL) and installment financing
  products under their own brand. The modular platform covers five financing
  products - pay per invoice (14-day BNPL), split pay (3-12 month installments
  up to EUR 5,000), installment loans (up to EUR 50,000 over 84 months),
  revolving credit lines, and subscription financing - and handles the full
  lifecycle including core banking operations, credit and risk management,
  servicing, and collections. Use cases span eCommerce and point-of-sale
  financing, subscription payments, installment-on-cards, and cash loans, with
  omni-channel integration and go-live in weeks. Credi2 is ISO 27001 and ISO
  27701 certified and is backed by Speedinvest.
url: https://raw.githubusercontent.com/api-evangelist/credi2/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Embedded Finance
- Lending
- Buy Now Pay Later
- BNPL
- Installments
- Fintech
- Banking
- Card Issuing
- Credit
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/credi2-domain-security.yml
- type: Website
  url: https://www.credi2.com
- type: Blog
  url: https://www.credi2.com/blog
- type: Support
  url: https://www.credi2.com/company/contact
- type: PrivacyPolicy
  url: https://www.credi2.com/privacy
- type: VulnerabilityDisclosure
  url: security/credi2-vulnerability-disclosure.yml
- type: Security
  url: https://www.credi2.com/legals/vulnerability-disclosure-policy
- type: Compliance
  url: https://www.credi2.com
- type: Conformance
  url: conformance/credi2-conformance.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/credi2-gmbh/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence