name: Credibly Plans and Pricing
description: Credibly offers small business lending products with pricing based on factor rates rather than traditional interest rates. There is no published API access tier pricing — API integration is available to broker and referral partners through the partner program.
url: https://www.credibly.com/where-you-can-find-our-financing/
plans:
  - name: Working Capital Loan
    description: Short-term working capital financing for small businesses with flexible repayment.
    url: https://www.credibly.com/working-capital-loans/
    amountRange: $5,000 - $600,000
    termRange: 3 - 18 months
    factorRateFrom: 1.11
    originationFee: 2.5%
    repayment: Daily or weekly automatic debits
    fundingSpeed: As fast as 4 hours
    eligibility:
      minMonthsInBusiness: 6
      minMonthlySales: $15,000
      minCreditScore: 500
  - name: Merchant Cash Advance
    description: Revenue-based financing for businesses with fluctuating or card-based revenue streams.
    url: https://www.credibly.com/merchant-cash-advance/
    amountRange: $5,000 - $400,000
    repayment: Percentage of daily card sales
    fundingSpeed: As fast as 4 hours
  - name: Business Line of Credit
    description: Revolving credit facility for ongoing working capital needs.
    url: https://www.credibly.com/
    amountRange: Up to $300,000
    repayment: Revolving draw and repay
  - name: Equipment Financing
    description: Financing for business equipment purchase or replacement.
    url: https://www.credibly.com/
    repayment: Fixed monthly payments
  - name: Long-Term Business Loan
    description: Longer-duration loans for established businesses seeking growth capital.
    url: https://www.credibly.com/
    termRange: Up to several years
  - name: SBA Loan
    description: SBA-backed loans available through Credibly's partner network.
    url: https://www.credibly.com/
  - name: API Partner Integration
    description: Broker and referral partners can access Credibly API V2 at no cost with no usage limits under the Credibly partner program.
    url: https://www.credibly.com/where-you-can-find-our-financing/
    price: Free for approved partners
    features:
      - Application submission via API
      - Multi-part form file uploads
      - Webhook-based status notifications
      - Visibility into outstanding documentation
      - Stipulation identification