slug: credilinqai
provider: Credilinq.ai
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 5
edges:
- tag: KYC
  spec_file: credilinqai-kyc-api-openapi.yml
  capability_id: BC-1300.20
  capability_id_l1: BC-1300
  capability_name: KYC & Customer Due Diligence Management
  confidence: 0.9
  evidence: POST /v2/kyc/customer/create  Initiate Customer KYC; POST /v2/kyc/director/create  Initiate
    Director KYC; POST /v1/kyc/send-for-review  Send KYC For Review
  reason: Operations create, update and submit for review customer, director and individual KYC records
    with supporting documents — customer due diligence in a lending onboarding flow.
- tag: Onboarding
  spec_file: credilinqai-onboarding-api-openapi.yml
  capability_id: BC-1320.10
  capability_id_l1: BC-1320
  capability_name: Credit Origination Management
  confidence: 0.8
  evidence: POST /v1/onboarding/check-eligibility ... 'Check Eligibility'; POST /v1/onboarding/send-agreement
    ... 'Send Loan Agreement'; schemas InitiateAppDTO, CheckEligibilityResponse, ApplicationNotFoundResponse
  reason: Operations intake a credit application, pre-screen eligibility and issue the loan agreement
    for signature — credit application intake and origination workflow for an embedded B2B lender.
- tag: Payment
  spec_file: credilinqai-payment-api-openapi.yml
  capability_id: BC-1320.30
  capability_id_l1: BC-1320
  capability_name: Loan Servicing Management
  confidence: 0.8
  evidence: POST /v1/payments/loan/make-payment 'Make payment'; POST /v1/payments/loans/reconcilepayment
    'Reconcile payment'; GET /v1/payments/loans/payment/{loanId} 'Payment History'; schema LoanPayment
  reason: Payments are scoped to loans (loanId, LoanPayment, VerifyLoanPaymentsResponse) — repayment capture,
    verification and history against a credit facility, i.e. loan servicing rather than a general payment
    rail.
- tag: Customers
  spec_file: credilinqai-customers-api-openapi.yml
  capability_id: BC-1320.30
  capability_id_l1: BC-1320
  capability_name: Loan Servicing Management
  confidence: 0.74
  evidence: 'GET /v1/customer/{customerReferenceNo}/line-details  Get Creditline Summary; GET /v1/customer/{customerReferenceNo}/loans  Get
    Active Loans; schemas: RepaymentScheduleV2Response, CustomerCreditLine'
  reason: Despite the generic 'Customers' tag, the operations serve credit line summaries, active loans,
    repayment schedules and payment methods for a borrower — in-life loan servicing data on an embedded-lending
    platform.
- tag: Loans
  spec_file: credilinqai-loans-api-openapi.yml
  capability_id: BC-1320.30
  capability_id_l1: BC-1320
  capability_name: Loan Servicing Management
  confidence: 0.72
  evidence: POST /v1/loan  DrawdownController_createDrawdownBNPL  Create Loan; POST /v1/loan/disburse  Disburse
    loan; POST /v1/loan/calculateloanschedule  Preview Loan
  reason: Creates drawdowns, computes repayment schedules, disburses funds and returns loan summaries
    — loan booking and servicing on a B2B PayLater credit facility. Sub-capability could arguably straddle
    origination, hence 0.72.