generated: '2026-07-18'
method: derived
source: openapi/credilinqai-openapi.yml
note: >-
  Entity-relationship graph derived from OpenAPI path parameters and id-reference
  fields (applicationId, customerReferenceNo, loanId, partner). CrediLinq does not
  publish object id-prefixes, so identifiers are described by their reference field.
entities:
- name: Application
  key: applicationId
  description: An onboarding/eligibility application for embedded financing.
  operations: [OnboardingController_initiateOnboardingApplication, OnboardingController_initiateDaraProcessing, OnboardingController_generateKycDocusign, KycController_getKycData]
- name: Customer
  key: customerReferenceNo
  description: A financed customer (SME buyer/seller) on the partner platform.
  operations: [ClientController_getCustomerChosenPaymentMethods, ClientController_getCustomerCreditLineDetails, ClientController_getCustomerActiveLoans, ClientController_getHolidaysByCustomer]
- name: Director
  key: directorId
  description: A director of the customer entity, subject to KYC and loan-agreement signature.
  operations: [KycController_addDirectorKycV2, KycController_updateDirectorInformationV2]
- name: KYC
  key: applicationId
  description: KYC record for a customer/individual/director within an application.
  operations: [KycController_createCustomerKYCV2, KycController_updateCustomerKYCV2, KycController_createIndividualCustomerKYC, KycController_updateIndividualCustomerKYC, KycController_sendKycForReview]
- name: CreditLine
  key: customerReferenceNo
  description: The customer's approved credit line / limit.
  operations: [ClientController_getCustomerCreditLineDetails]
- name: Loan
  key: loanId
  description: A drawdown (BNPL loan) against the customer's credit line.
  operations: [DrawdownController_calculateRepaymentScheduleBNPL, DrawdownController_createDrawdownBNPL, DrawdownController_disburseDrawdownBNPL, DrawdownController_getDrawdownBNPL]
- name: Payment
  key: loanId
  description: A repayment against a loan/drawdown.
  operations: [PaymentsController_initiatePaymentBNPLV1, PaymentsController_makePaymentBNPLV1, PaymentsController_verifyPaymentBNPL, PaymentsController_getAllPaymentsV1]
- name: Partner
  key: partner
  description: The platform/marketplace partner embedding CrediLinq financing.
  operations: [ReportController_getPartnerReport, ReportController_getClientDashboardData, ReportController_GetAllCreditHistoryByRefNo]
relationships:
- from: Customer
  to: Application
  type: has_one
  via: applicationId
- from: Application
  to: KYC
  type: has_one
  via: applicationId
- from: Customer
  to: Director
  type: has_many
  via: customerReferenceNo
- from: Customer
  to: CreditLine
  type: has_one
  via: customerReferenceNo
- from: Customer
  to: Loan
  type: has_many
  via: customerReferenceNo
- from: Loan
  to: Payment
  type: has_many
  via: loanId
- from: Loan
  to: Customer
  type: belongs_to
  via: customerReferenceNo
- from: Partner
  to: Customer
  type: has_many
  via: partner