aid: credit-genie
name: Credit Genie
description: >-
  Credit Genie is a consumer fintech operated by Creditly Corp. (Wilmington, Delaware,
  founded 2019) that runs a mobile-first money app for people living between paychecks.
  Its Cash Boost product advances $10-$150 with no interest and no hard credit check,
  funded against a linked bank account rather than a credit score, while Money Manager
  layers spending tracking, cash-flow prediction and subscription detection on top of that
  same bank connection. A Line of Credit product and AskGenie, an AI financial assistant,
  are in early access. Creditly Corp. is registered with the California DFPI under the
  CCFPL (registration 04-CCFPL-1956127-3514680) and has raised roughly $21M from Fortress
  Investment Group, Khosla Ventures, Sutter Hill Ventures, Tippet Venture Partners and
  Gabriel Investments. Credit Genie is a direct-to-consumer app company: it publishes no
  public API, developer portal, or machine-readable contract of any kind.
image: https://creditgenie.com/images/app-logo.png
url: https://raw.githubusercontent.com/api-evangelist/credit-genie/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-11'
modified: '2026-08-11'
tags:
- Company
- Financial Services
- Fintech
- Consumer Finance
- Lending
- Cash Advance
- Personal Finance
- Mobile Application
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.creditgenie.com/
- type: SignUp
  url: https://app.creditgenie.com
- type: Support
  url: https://creditgenie.zendesk.com/hc/en-us/
- type: TermsOfService
  url: https://www.creditgenie.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.creditgenie.com/privacy-policy
- type: GitHubOrganization
  url: https://github.com/CreditGenie
- type: Security
  url: https://creditgenie.com/.well-known/security.txt
- type: SecurityTxt
  url: well-known/credit-genie-security.txt
- type: WellKnown
  url: well-known/credit-genie-well-known.yml
- type: VulnerabilityDisclosure
  url: security/credit-genie-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/credit-genie-domain-security.yml
- type: LLMsTxt
  url: llms/credit-genie-llms.txt
- type: SecondaryMarket
  name: Forge Global listing
  url: https://forgeglobal.com/credit-genie_stock/
x-enrichment:
  date: '2026-08-11'
  status: minimal
  artifacts_added: 8
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: >-
    Credit Genie ships only the consumer Cash Boost / Money Manager mobile app — there is
    no developer subdomain at all (api., developer. and docs.creditgenie.com return NXDOMAIN),
    the marketing host 404s /openapi.json, /swagger.json, /api-docs and /llms.txt, the
    first-party GitHub org github.com/CreditGenie holds zero public repositories, and the
    only machine-readable document the company serves anywhere is its RFC 9116 security.txt.
  evidence:
    - url: https://api.creditgenie.com/openapi.json
      status: 0
    - url: https://www.creditgenie.com/openapi.json
      status: 404
    - url: https://www.creditgenie.com/llms.txt
      status: 404
    - url: https://creditgenie.com/.well-known/api-catalog
      status: 404
    - url: https://creditgenie.com/.well-known/security.txt
      status: 200
  checked: '2026-08-11'