# Credit Karma > Credit Karma is a US personal-finance platform (a subsidiary of Intuit) offering free credit scores and reports, credit and identity monitoring, personalized financial-product recommendations, and Credit Karma Money banking. It does not operate a public developer API program; this profile captures its public engineering, security, and identity surface for the API Evangelist network. ## About - [Credit Karma](https://www.creditkarma.com): Consumer credit and personal-finance platform. - [About Credit Karma](https://www.creditkarma.com/about): Company overview. - [Insights (blog)](https://www.creditkarma.com/insights): Personal-finance articles and guidance. ## Security - [Security page](https://www.creditkarma.com/about/security): Responsible disclosure and security contact. - [security.txt](https://www.creditkarma.com/.well-known/security.txt): RFC 9116 security contact file. - [HackerOne bug bounty](https://hackerone.com/creditkarma): Managed vulnerability disclosure program. ## Engineering - [GitHub organization](https://github.com/creditkarma): First-party open-source engineering projects. - [npm @creditkarma](https://www.npmjs.com/org/creditkarma): NodeJS/TypeScript Thrift stack and infrastructure libraries. ## Legal - [Terms of Service](https://www.creditkarma.com/about/terms) - [Privacy Policy](https://www.creditkarma.com/about/privacy)