aid: creditas
name: Creditas
description: 'Creditas is a Brazilian digital lending fintech founded in 2012 and
  headquartered in Sao Paulo, operating in Brazil and Mexico. It provides secured
  consumer credit - loans backed by real estate (home equity) and vehicles, plus
  private payroll (consignado privado) loans - alongside auto insurance, multi-bank
  real estate and vehicle financing, and a corporate benefits platform (salary
  advance, flexible-benefits cards, and financial education). Regulated by the Banco
  Central do Brasil, Creditas has originated over R$12 billion in credit. It is
  backed by QED Investors and the SoftBank Vision Fund. No public developer API
  program or OpenAPI has been identified; this profile captures the company public
  identity, its published llms.txt, and its domain security posture.'
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://images.ctfassets.net/n3x4bsh5l2so/1HmeS6eXTudm2vvxDAxGBt/6c5a15b384c9bcacb7f14c9447aec8f7/creditas-garantia-proximo-passo.jpg
url: https://raw.githubusercontent.com/api-evangelist/creditas/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
- softbank-vision-fund
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Credit
- Fintech
- Lending
- Brazil
- Insurance
- Financial Services
- Payroll Loans
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/creditas-domain-security.yml
- type: Website
  url: https://www.creditas.com
- type: About
  url: https://www.creditas.com/quem-somos
- type: Blog
  url: https://www.creditas.com/exponencial/
- type: Support
  url: https://www.creditas.com/canais-de-atendimento
- type: TermsOfService
  url: https://www.creditas.com/legal/termos-condicoes
- type: PrivacyPolicy
  url: https://www.creditas.com/legal/politica-privacidade
- type: GitHubOrganization
  url: https://github.com/Creditas
- type: LLMsTxt
  url: llms/creditas-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence