generated: '2026-07-18' method: derived source: openapi/creditbenchmark-openapi-original.yml standards: - id: openapi-3.1 conforms: true evidence: openapi field is 3.1.0 - id: oauth2 conforms: false evidence: Auth is http bearer JWT via a password-grant token endpoint, not an OAuth2 scheme. - id: oidc conforms: false - id: jwt-rfc7519 conforms: true evidence: securityScheme BearerAuth bearerFormat JWT; token endpoint issues JWT access_token. - id: rfc9457-problem-details conforms: false evidence: 'Errors use a custom { error: { code, message, details } } envelope, not application/problem+json.' - id: json-api conforms: false - id: pagination conforms: false evidence: No cursor/offset pagination documented. - id: idempotency conforms: false evidence: No Idempotency-Key support documented or in spec.