specification: API Commons Plans specificationVersion: '0.1' schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans provider: Creem providerId: creem created: '2026-06-21' modified: '2026-06-21' reconciled: true tags: - Payments - Merchant of Record - Subscriptions - SaaS - Billing - Plans description: >- Creem uses a single transparent merchant-of-record pricing model: a flat percentage plus a fixed fee per successful transaction, with no setup fees, no monthly fees, and no tiered plans. As merchant of record, Creem includes global tax compliance, fraud protection, all payment methods, automated invoicing, revenue splits, multi-currency support, and subscription management in the per-transaction rate. Payouts are made twice monthly to a bank account or crypto/stablecoin wallet. notes: >- Representative pricing as published on the Creem pricing page; verify the current rate and any dispute/chargeback or currency-conversion fees on the pricing page during reconciliation. sources: - https://www.creem.io/pricing - https://docs.creem.io plans: - id: creem-standard name: Standard (Merchant of Record) type: usage description: >- Single transparent per-transaction rate applied to every successful payment, with no setup or monthly fees and all merchant-of-record services included. entries: - label: Per Successful Transaction name: transaction_fee type: usage metric: transactions limit: -1 timeFrame: month geo: global unit: 1 price: 3.9% + $0.40 per successful transaction userMultiplied: false - label: Setup Fee name: setup_fee type: flat metric: contract limit: -1 timeFrame: month geo: global unit: 1 price: $0 (no setup fee) userMultiplied: false - label: Monthly Fee name: monthly_fee type: flat metric: contract limit: -1 timeFrame: month geo: global unit: 1 price: $0 (no monthly fee) userMultiplied: false - label: International Card Fee name: international_card_fee type: usage metric: transactions limit: -1 timeFrame: month geo: global unit: 1 price: $0 (no international card fees) userMultiplied: false elements: - name: Products - name: Checkouts - name: Customers - name: Subscriptions - name: Transactions - name: Discounts - name: Licenses - name: Webhooks - name: Global Tax Compliance - name: Fraud Protection - name: Multi-Currency Support - name: Revenue Splits - name: Automated Invoicing - name: Stablecoin Payouts maintainers: - FN: Kin Lane email: kin@apievangelist.com