# Provenance stamped 2026-10-07 (roadmap#943): written by an API Evangelist sweep (dated 2026-05-22 by the file itself), not
# harvested from the provider. `method: generated` so the economics campaign may replace it with a
# dated, verbatim transcription; every figure below is unverified until it does.
method: generated
generated: '2026-05-22'
specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Cross River Bank
providerId: cross-river-bank
created: '2026-05-22'
modified: '2026-05-22'
tags:
- Banking
- Banking as a Service
- Sponsor Bank
- Embedded Finance
- Payments
- ACH
- RTP
- FedNow
- Cards
- Lending
- Stablecoin
description: Machine-readable plans scaffold for the Cross River Bank API surface. Conforms to the API Commons Plans schema.
  Tier limits and prices are scaffold defaults; replace with provider-published values.
plans:
- id: cross-river-bank-free
  name: Free
  type: freemium
  description: Free entry tier for the Cross River Bank API surface. Intended for evaluation, prototyping, and low-volume
    integrations. Real limits and pricing must be reconciled with the provider's published plan documentation.
  entries:
  - label: API Requests
    description: Monthly API request quota across all included endpoints
    name: api_requests
    type: quota
    metric: requests
    limit: 1000
    timeFrame: month
    geo: global
    domains:
    - gated-partner-access
    unit: 1
    price: '0.00'
    userMultiplied: false
  - label: Rate Limit
    description: Maximum requests per minute on the free tier
    name: rate_limit
    type: rate
    metric: requests_per_minute
    limit: 10
    timeFrame: minute
    geo: global
    domains:
    - gated-partner-access
    unit: 1
    price: '0.00'
references:
- name: Cross River Bank API Documentation
  url: https://raw.githubusercontent.com/api-evangelist/cross-river-bank/refs/heads/main/apis.yml
x-canonical:
  generated: '2026-10-08'
  vocabulary: all/0-working/economics/plans-canonical.yml
  models:
  - free
  units:
  - rate
  - request
  plans:
  - name: Free
    access: freemium
    model: free
    model_how: derived
    units:
    - rate
    - request
    periods:
    - minute
    - month