plans:
  - name: Standard Merchant
    description: Default payment processing plan for new merchants with standard commission rates. Domain verification and merchant moderation required before activation.
    type: merchant
    features:
      - Accept 100+ cryptocurrencies
      - Invoice creation and management
      - Static wallets for users
      - Webhook notifications
      - QR code generation
      - Auto-convert incoming payments (free)
      - Payment accuracy tolerance 0-5%
      - Recurring payment subscriptions
      - Refund processing
      - AML checker
      - API access
      - PHP SDK
    pricing:
      payment_commission: '2%'
      reduced_commission: 'Up to 0.4% (by request)'
      internal_transfers: Free
      auto_convert: Free
      p2p_transfers: Free
    notes: >
      Commission rates vary based on business type, monthly turnover, and integration method.
      Merchants can customize commissions per cryptocurrency, applying discounts or surcharges
      of up to 100%. Contact Cryptomus to negotiate reduced rates based on volume.
  - name: Enterprise / High Volume
    description: Negotiated pricing for high-volume merchants with significantly reduced commission rates. Contact Cryptomus to discuss custom terms and conditions.
    type: merchant
    features:
      - All Standard Merchant features
      - Reduced commission from 2% down to 0.4%
      - Dedicated account manager
      - Custom commission structures per currency
      - Mass payout support
      - Priority support
    pricing:
      payment_commission: 'From 0.4% (negotiated)'
      contact_required: true
    notes: >
      Fill in the contact form at cryptomus.com/fees/payment to be connected with a manager
      to discuss custom terms based on your business volume and requirements.
  - name: Trading / Exchange
    description: Fee tier for users of the Cryptomus spot exchange platform, with maker/taker model and volume-based discounts.
    type: exchange
    features:
      - Spot trading for major crypto pairs
      - Market and limit orders
      - Order book access
      - WebSocket real-time streams
      - Convert between cryptocurrencies
      - Broker and market maker programs
    pricing:
      trading_fee_from: '0.04%'
      maker_taker_model: true
      volume_based_tiers: true
    notes: >
      Trading fees are tiered based on monthly turnover. Maker orders (limit orders that add
      liquidity) incur lower fees than taker orders (market orders that consume liquidity).
      Broker and Market Maker programs offer additional commission opportunities.
  - name: Staking
    description: Passive income plan for users who stake supported cryptocurrencies on the Cryptomus platform.
    type: staking
    features:
      - ETH staking
      - USDT staking
      - BNB staking
      - DAI staking
      - TRX staking (special rate)
      - Rewards begin within 6 hours
    pricing:
      eth_apy: '3%'
      usdt_apy: '3%'
      bnb_apy: '3%'
      dai_apy: '3%'
      trx_apy: '20%'
    notes: >
      APY rates are subject to change. TRX offers the highest currently advertised yield at 20%.