# Culqi > Culqi is a Peruvian online payments platform and a Grupo Credicorp / Krealo company. Its REST API v2 lets businesses accept card, Yape, PagoEfectivo, mobile wallet and Cuotealo (installment) payments in PEN and USD. Card data is tokenized client-side against a PCI-scoped secure host (secure.culqi.com) using a public key (pk_); all money movement, subscriptions and webhooks run server-side against api.culqi.com with a secret key (sk_). Generated by API Evangelist from apis.yml and the repository artifacts (method: generated). Culqi does not publish its own llms.txt. ## APIs - [Tokens API](https://docs.culqi.com/es/documentacion/pagos-online/api-directa/introduccion/): Client-side tokenization of card and Yape credentials on the secure host. - [Charges API](https://docs.culqi.com/es/documentacion/pagos-online/cargo-unico/resumen/): One-time charges (cargos) against a token or saved card, with capture holds and Cuotealo installments. - [Orders API](https://docs.culqi.com/es/documentacion/pagos-online/pago-efectivo/resumen/): Payment orders for PagoEfectivo (CIP) and bank transfers. - [Refunds API](https://docs.culqi.com/es/documentacion/pagos-online/devoluciones/resumen/): Full or partial refunds (devoluciones). - [Customers API](https://docs.culqi.com/es/documentacion/pagos-online/clientes/resumen/): Stored customer profiles for saved cards and recurring payments. - [Cards API](https://docs.culqi.com/es/documentacion/pagos-online/tarjetas/resumen/): Save tokenized cards to a customer. - [Plans & Subscriptions API](https://docs.culqi.com/es/documentacion/suscripciones/resumen/): Recurring-billing plans and subscriptions. - [Events & Webhooks API](https://docs.culqi.com/es/documentacion/pagos-online/webhooks/): Account events delivered to configured webhook endpoints. ## Specs - [OpenAPI 3.0 (Culqi API v2)](https://raw.githubusercontent.com/api-evangelist/culqi/refs/heads/main/openapi/culqi-openapi.yml) - [Webhook / event catalog](https://raw.githubusercontent.com/api-evangelist/culqi/refs/heads/main/asyncapi/culqi-events-webhooks.yml) - [Authentication profile](https://raw.githubusercontent.com/api-evangelist/culqi/refs/heads/main/authentication/culqi-authentication.yml) - [Conventions](https://raw.githubusercontent.com/api-evangelist/culqi/refs/heads/main/conventions/culqi-conventions.yml) - [Decline codes](https://raw.githubusercontent.com/api-evangelist/culqi/refs/heads/main/errors/culqi-decline-codes.yml) - [Data model](https://raw.githubusercontent.com/api-evangelist/culqi/refs/heads/main/data-model/culqi-data-model.yml) - [Sandbox / test cards](https://raw.githubusercontent.com/api-evangelist/culqi/refs/heads/main/sandbox/culqi-sandbox.yml) ## Docs - [Developer documentation](https://docs.culqi.com/) - [API reference](https://apidocs.culqi.com/) - [Integration keys (test vs live)](https://docs.culqi.com/es/documentacion/pagos-online/llaves/) - [Test cards](https://docs.culqi.com/es/documentacion/pagos-online/tarjetas-de-prueba) - [Decline codes (denegaciones)](https://docs.culqi.com/es/documentacion/pagos-online/denegaciones/) - [SDKs (GitHub org)](https://github.com/culqi) - [Pricing](https://culqi.com/precios/)