# Currencycloud

> Currencycloud is a cross-border payments and foreign-exchange platform (part of Visa) offering a robust, predictable REST API to convert money between currencies, hold multi-currency balances, and make payments worldwide. The API supports white-label money-transfer services via dynamically registered sub-accounts. This llms.txt was generated by the API Evangelist enrichment pipeline (2026-07-18) from the provider's public developer surface.

## APIs
- [Currencycloud API v2 (OpenAPI/Swagger 2.0)](openapi/currencycloud-openapi-original.yml): 85 operations across 18 domains — Authenticate, Accounts, Balances, Beneficiaries, Contacts, Conversions, Funding, Payers, Payments, Quotes, Rates, Reference, Reporting, Sender, Transactions, Transfers, Withdrawal Accounts, Demo. Production host api.currencycloud.com, demo host devapi.currencycloud.com, base path /v2.
- [Onboarding API (beta pilot)](openapi/currencycloud-onboarding-openapi-original.yml): sub-account/contact onboarding pilot surface.

## Docs
- [Developer Portal](https://developer.currencycloud.com/)
- [API Reference](https://developer.currencycloud.com/api-reference/)
- [Getting Started](https://developer.currencycloud.com/guides/getting-started/getting-started-with-the-api/)
- [Authentication guide](https://developer.currencycloud.com/guides/integration-guides/authentication/)
- [Rate limiting](https://developer.currencycloud.com/guides/platform-specifics/rate-limiting/)
- [Deprecation policy](https://developer.currencycloud.com/guides/platform-specifics/deprecation-policy/)
- [Push Notifications / Webhooks](https://developer.currencycloud.com/guides/platform-specifics/push-notifications/)
- [Register for an API key](https://developer.currencycloud.com/register-for-an-api-key/)
- [Help Center](https://support.currencycloud.com/hc/)
- [Status page](https://status.currencycloud.com/)

## Auth
- Login-token model: POST /v2/authenticate/api with login_id + api_key returns an auth_token; send it as the X-Auth-Token header on subsequent calls. Tokens expire after 30 minutes of inactivity. See [authentication profile](authentication/currencycloud-authentication.yml).

## SDKs
- [JavaScript (npm currency-cloud)](https://www.npmjs.com/package/currency-cloud)
- [Python (pypi currencycloud)](https://pypi.org/project/currencycloud/)
- [Ruby (gem currency_cloud)](https://rubygems.org/gems/currency_cloud)
- [PHP (packagist currency-cloud/client)](https://packagist.org/packages/currency-cloud/client)
- [Java](https://github.com/CurrencyCloud/currencycloud-java)
- [.NET (nuget CurrencyCloud)](https://www.nuget.org/packages/CurrencyCloud/)
- [Postman collection](https://github.com/CurrencyCloud/postman)

## Enrichment artifacts
- [Conventions](conventions/currencycloud-conventions.yml)
- [Error codes (488)](errors/currencycloud-error-codes.yml)
- [Rate limits](rate-limits/currencycloud-rate-limits.yml)
- [Lifecycle](lifecycle/currencycloud-lifecycle.yml)
- [Changelog](changelog/currencycloud-changelog.yml)
- [Webhooks](asyncapi/currencycloud-webhooks.yml)
- [Data model](data-model/currencycloud-data-model.yml)