generated: '2026-07-23'
method: derived
source: openapi/*.json path + schema id-reference analysis
note: Entity graph derived from resource paths and id-reference fields across the embedded-banking APIs.
  The partner/customer/account hierarchy is the spine; payment and lending objects belong to accounts.
entities:
- name: Partner
  api: partners
  description: Top-level fintech/corporate partner tenant on the platform.
  relationships:
  - type: has_many
    target: User
    via: partnerId
  - type: has_many
    target: Customer
    via: partnerId
- name: User
  api: partners
  description: A user belonging to a partner, entitled to accounts.
  relationships:
  - type: belongs_to
    target: Partner
    via: partnerId
- name: Customer
  api: accounts
  description: A partner's end customer.
  relationships:
  - type: belongs_to
    target: Partner
    via: partnerId
  - type: has_many
    target: Account
    via: customerId
- name: Account
  api: accounts
  description: Deposit/ledger account; the anchor for payments and transfers.
  relationships:
  - type: belongs_to
    target: Customer
    via: customerId
  - type: has_many
    target: Subaccount
    via: accountId
  - type: has_many
    target: Transaction
    via: accountId
- name: Subaccount
  api: accounts
  relationships:
  - type: belongs_to
    target: Account
    via: accountId
- name: Transaction
  api: accounts
  relationships:
  - type: belongs_to
    target: Account
    via: accountId
- name: AchPayment
  api: ach
  description: Outgoing/incoming ACH credit or debit.
  relationships:
  - type: belongs_to
    target: Account
    via: accountId
- name: InstantPayment
  api: instantpayments
  description: FedNow / RTP real-time payment.
  relationships:
  - type: belongs_to
    target: Account
    via: accountId
- name: Wire
  api: wires
  description: Fedwire incoming/outgoing wire (v2).
  relationships:
  - type: belongs_to
    target: Account
    via: accountId
- name: BookTransfer
  api: transfers
  description: Internal book transfer between accounts, plus address-book payees.
  relationships:
  - type: belongs_to
    target: Account
    via: accountId
- name: LoanApplication
  api: consumerlending
  relationships:
  - type: has_one
    target: Loan
    via: applicationId
  - type: belongs_to
    target: PartnerProgram
    via: programId
- name: Loan
  api: consumerlending
  relationships:
  - type: belongs_to
    target: LoanApplication
    via: applicationId
- name: WebhookSubscription
  api: webhooks
  description: Event subscription with HMAC secret and callback URL.
  relationships:
  - type: has_many
    target: EventDelivery
    via: subscriptionId