plans:
  - name: Custom / Enterprise
    description: >-
      CyberSource does not publish standardized self-serve pricing tiers. All
      plans are negotiated directly with Visa/CyberSource sales based on
      transaction volume, business type, geographic footprint, and required
      product modules. A sandbox account is available for free during development
      and testing. Production credentials and pricing require a merchant
      agreement.
    url: https://www.cybersource.com/en-us/solutions/enterprise.html
    contact:
      - url: https://www.cybersource.com/en-us/contact-us.html
    features:
      - Payment gateway processing
      - Fraud management (Decision Manager)
      - Tokenization (Token Management Service)
      - Recurring billing and subscriptions
      - Payouts (AFT/OCT)
      - 3D Secure / Payer Authentication
      - Reporting and reconciliation
      - Webhooks
      - Account management and boarding
      - In-person (card-present) acceptance
      - Alternative payment methods
      - Digital wallets (Apple Pay, Google Pay)
    notes: >-
      Older community references cite ~$40/month platform fee plus $0.10 per
      transaction and $0.25 per daily batch, but these figures are unconfirmed
      and likely outdated. Contact CyberSource for current commercial terms.

  - name: Sandbox / Developer (Free)
    description: >-
      Free sandbox environment for development and integration testing. Provides
      access to test credentials, processor-specific trigger data, and a live API
      console. No payment processing fees apply in the sandbox. Sandbox
      credentials are separate from production credentials and require separate
      registration.
    url: https://developer.cybersource.com/hello-world/sandbox.html
    features:
      - Full REST API access (test environment)
      - Test card numbers and processor triggers
      - Sandbox Business Center access
      - SDK and sample code testing
      - Webhook endpoint testing
      - No transaction fees