generated: '2026-07-23'
method: derived
source: >-
  openapi/cynergy-bank-*-obie-standard-openapi.yaml
note: >-
  Entity-relationship graph derived from the OBIE Read/Write standard resource
  hierarchy the Cynergy Bank interface conforms to. Every OBIE Read/Write flow is
  consent-gated: a Consent resource is created and PSU-authorised before any data
  or payment resource can be accessed.
entities:
- name: AccountAccessConsent
  domain: account-information
  id_field: ConsentId
  description: PSU-authorised consent granting an AISP read access to account data.
- name: Account
  domain: account-information
  id_field: AccountId
  description: A PSU bank account exposed under an authorised access consent.
- name: Balance
  domain: account-information
  description: Current/available balance snapshot for an account.
- name: Transaction
  domain: account-information
  description: A booked or pending transaction on an account.
- name: Beneficiary
  domain: account-information
- name: DirectDebit
  domain: account-information
- name: StandingOrder
  domain: account-information
- name: ScheduledPayment
  domain: account-information
- name: Statement
  domain: account-information
  id_field: StatementId
- name: Party
  domain: account-information
- name: Product
  domain: account-information
- name: Offer
  domain: account-information
- name: DomesticPaymentConsent
  domain: payment-initiation
  id_field: ConsentId
  description: PSU-authorised consent to initiate a domestic payment.
- name: DomesticPayment
  domain: payment-initiation
  id_field: DomesticPaymentId
- name: DomesticScheduledPaymentConsent
  domain: payment-initiation
  id_field: ConsentId
- name: DomesticScheduledPayment
  domain: payment-initiation
  id_field: DomesticScheduledPaymentId
- name: DomesticStandingOrderConsent
  domain: payment-initiation
  id_field: ConsentId
- name: DomesticStandingOrder
  domain: payment-initiation
  id_field: DomesticStandingOrderId
- name: InternationalPaymentConsent
  domain: payment-initiation
  id_field: ConsentId
- name: InternationalPayment
  domain: payment-initiation
  id_field: InternationalPaymentId
- name: FilePaymentConsent
  domain: payment-initiation
  id_field: ConsentId
- name: FilePayment
  domain: payment-initiation
  id_field: FilePaymentId
- name: FundsConfirmationConsent
  domain: confirmation-of-funds
  id_field: ConsentId
  description: PSU-authorised consent for a CBPII to check funds availability.
- name: FundsConfirmation
  domain: confirmation-of-funds
  description: Point-in-time yes/no confirmation that funds are available.
relationships:
- from: Account
  type: belongs_to
  to: AccountAccessConsent
  via: ConsentId
- from: Balance
  type: belongs_to
  to: Account
  via: AccountId
- from: Transaction
  type: belongs_to
  to: Account
  via: AccountId
- from: Statement
  type: belongs_to
  to: Account
  via: AccountId
- from: Transaction
  type: belongs_to
  to: Statement
  via: StatementId
- from: Beneficiary
  type: belongs_to
  to: Account
  via: AccountId
- from: StandingOrder
  type: belongs_to
  to: Account
  via: AccountId
- from: DirectDebit
  type: belongs_to
  to: Account
  via: AccountId
- from: DomesticPayment
  type: belongs_to
  to: DomesticPaymentConsent
  via: ConsentId
- from: DomesticScheduledPayment
  type: belongs_to
  to: DomesticScheduledPaymentConsent
  via: ConsentId
- from: DomesticStandingOrder
  type: belongs_to
  to: DomesticStandingOrderConsent
  via: ConsentId
- from: InternationalPayment
  type: belongs_to
  to: InternationalPaymentConsent
  via: ConsentId
- from: FilePayment
  type: belongs_to
  to: FilePaymentConsent
  via: ConsentId
- from: FundsConfirmation
  type: belongs_to
  to: FundsConfirmationConsent
  via: ConsentId