generated: '2026-07-15' method: generated source: openapi/d-local-cards-api-openapi.yml, openapi/d-local-chargebacks-api-openapi.yml, openapi/d-local-enrollments-api-openapi.yml, openapi/d-local-exchange-rates-api-openapi.yml, openapi/d-local-kyc-verifications-api-openapi.yml, openapi/d-local-payments-api-openapi.yml, openapi/d-local-payouts-v3-api-openapi.yml, openapi/d-local-platforms-api-openapi.yml, openapi/d-local-refunds-api-openapi.yml description: Recommended x-agentic-access execution contracts, classified heuristically from the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind audience per deployment. See research/curity/agentic-governance/. summary: operations: 49 by_action_class: acting: 27 connected: 22 by_consequence: write: 13 read: 22 physical: 13 safety-critical: 1 human_in_the_loop_required: 1 operations: - path: /secure_cards method: post operationId: createCard x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /secure_cards/{card_id} method: get operationId: retrieveCard x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /secure_cards/{card_id} method: delete operationId: deleteCard x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /chargebacks/{chargeback_id} method: get operationId: retrieveChargeback x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /chargebacks/{chargeback_id}/status method: get operationId: retrieveChargebackStatus x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /chargebacks/simulate method: post operationId: simulateChargeback x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /enrollments method: post operationId: createEnrollment x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /enrollments/{enrollment_id} method: get operationId: getEnrollment x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /enrollments/{enrollment_id}/cancel method: post operationId: cancelEnrollment x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /exchange-rates method: get operationId: getExchangeRate x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /verifications method: post operationId: createVerification x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /verifications/{verification_id} method: get operationId: getVerification x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /verifications/{verification_id}/state method: patch operationId: updateVerificationState x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /verifications/{verification_id}/documents method: get operationId: getVerificationDocuments x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /verifications/{verification_id}/documents/{document_id} method: patch operationId: updateVerificationDocument x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payments method: post operationId: createPayment x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payments/{payment_id} method: get operationId: retrievePayment x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /payments/{payment_id}/status method: get operationId: retrievePaymentStatus x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /payments/{payment_id}/cancel method: post operationId: cancelAlternativePayment x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /secure_payments method: post operationId: createAuthorization x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payments/{authorization_id}/captures method: post operationId: captureAuthorization x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payments/{authorization_id}/cancel method: post operationId: cancelAuthorization x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payment-methods method: get operationId: searchPaymentMethods x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /payouts/v3 method: post operationId: requestPayout x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payouts/v3/{payout_id} method: get operationId: getPayout x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /payouts/v3/{payout_id}/cancel method: post operationId: cancelPayout x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payouts/v3/{payout_id}/release method: post operationId: releasePayout x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payouts/v3/balance method: get operationId: getPayoutsBalance x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /payouts/v3/quotes method: post operationId: createQuote x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/accounts method: post operationId: createAccount x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/accounts/{account_id} method: get operationId: getAccount x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v2/accounts/{account_id}/update method: patch operationId: updateAccount x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/accounts/{account_id}/block method: post operationId: blockAccount x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/accounts/{account_id}/unblock method: post operationId: unblockAccount x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/accounts/{account_id}/cancel method: post operationId: cancelAccount x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/accounts/{account_id}/balance method: get operationId: getAccountBalance x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v2/accounts/{account_id}/credentials method: get operationId: getAccountCredentials x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v2/accounts/{account_id}/kyc method: get operationId: getAccountKyc x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v2/accounts/{account_id}/bank-accounts method: post operationId: addBankAccount x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/accounts/{account_id}/bank-accounts method: get operationId: getBankAccountList x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v2/accounts/{account_id}/bank-accounts/{bank_account_id} method: get operationId: getBankAccount x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v2/accounts/{account_id}/bank-accounts/{bank_account_id} method: delete operationId: disableBankAccount x-agentic-access: action-class: acting consequence: safety-critical subject: required audience: null token: max-ttl: 120 exchange: true purpose-required: true proof-of-possession: true escalation: human-in-the-loop: required audit: required - path: /v2/transfers method: post operationId: createTransfer x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/transfers/{transfer_id} method: get operationId: getTransfer x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v2/transfers/{transfer_id}/cancel method: post operationId: cancelTransfer x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /refunds method: post operationId: createRefund x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /refunds/{refund_id} method: get operationId: retrieveRefund x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /refunds/{refund_id}/status method: get operationId: retrieveRefundStatus x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /payments/{payment_id}/refunds method: get operationId: retrieveOrderRefund x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none