slug: dailypay
provider: DailyPay
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 2
edges:
- tag: Transfers
  spec_file: dailypay-transfers-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.75
  evidence: POST /rest/transfers createTransfer 'Request a transfer'; schemas FundingSourceIdentifier,
    FundingSourceAttributes, Amount, PaycheckRelationship, TransferCreateAttributes
  reason: Operations capture and submit a money-movement instruction of a stated Amount from a paycheck
    to a funding source, i.e. payment instruction capture and initiation. Confidence held below 0.8 because
    the API only initiates and reads transfers, giving no visibility into downstream processing or settlement,
    and an earned-wage-access framing could also be argued as payroll advance servicing.
- tag: Paychecks
  spec_file: dailypay-paychecks-api-openapi.yml
  capability_id: BC-300.70
  capability_id_l1: BC-300
  capability_name: HR Operations Management
  confidence: 0.72
  evidence: GET /rest/paychecks/{paycheck_id} 'Get a Paycheck object'; schemas PaycheckAttributes, PersonRelationship,
    JobRelationship
  reason: Exposes paycheck records tied to a person and job on an earned-wage-access/payroll platform
    — payroll administration within HR operations.