generated: '2026-08-01' method: derived source: - openapi/dailypay-rest-openapi-original.yml - mcp/dailypay-mcp.yml summary: DailyPay has both an OpenAPI and live MCP endpoints, but they do not overlap. The two MCP servers DailyPay fronts serve developer documentation (Redocly) and marketing-site content (WordPress); neither is a projection of the DailyPay REST API. Both are OAuth-gated, so tools/list could not be introspected anonymously and no tool names are known. The result is a crosswalk with zero bound rows and complete rest_only coverage — an honest record of a real surface divergence, not a mapping gap to be papered over. surfaces: openapi: file: openapi/dailypay-rest-openapi-original.yml title: DailyPay Rest API version: 3.0.0-beta.117 operations: 18 gated: false reference: https://developer.dailypay.com/products/rest/reference graphql: present: false note: No GraphQL surface found on any DailyPay host. mcp: - url: https://developer.dailypay.com/mcp gated: true scope: developer documentation tools_list_http_status: 401 - url: https://www.dailypay.com/wp-json/mcp/mcp-oauth-server gated: true scope: marketing site content tools_list_http_status: 401 crosswalk: [] mcp_only: - tool: unknown (developer.dailypay.com/mcp) reason: Docs-search MCP served by the Redocly developer portal. Tool list is OAuth-gated; no public REST operation backs documentation retrieval. - tool: unknown (www.dailypay.com/wp-json/mcp/mcp-oauth-server) reason: WordPress content MCP for the marketing site. Tool list is OAuth-gated; the DailyPay REST API exposes no marketing-content operations. rest_only: - capability: Accounts operations: - operationId: createAccount method: POST path: /rest/accounts summary: Create an Account object - operationId: deleteAccount method: DELETE path: /rest/accounts/{account_id} summary: Delete an Account - operationId: listAccounts method: GET path: /rest/accounts summary: Get a list of Account objects - operationId: readAccount method: GET path: /rest/accounts/{account_id} summary: Get an Account object - capability: Card Tokenization operations: - operationId: createGenericCardToken method: POST path: /cards/generic summary: Obtain a card token - capability: Health operations: - operationId: getHealth method: GET path: /rest/health summary: Verify the status of the API - capability: Jobs operations: - operationId: listJobs method: GET path: /rest/jobs summary: Get a list of job objects - operationId: readJob method: GET path: /rest/jobs/{job_id} summary: Get a job object - operationId: updateJob method: PATCH path: /rest/jobs/{job_id} summary: Update paycheck settings or deactivate a job - capability: Organizations operations: - operationId: listOrganizations method: GET path: /rest/organizations summary: List organizations - operationId: readOrganization method: GET path: /rest/organizations/{organization_id} summary: Get an organization - capability: Paychecks operations: - operationId: listPaychecks method: GET path: /rest/paychecks summary: Get a list of paycheck objects - operationId: readPaycheck method: GET path: /rest/paychecks/{paycheck_id} summary: Get a Paycheck object - capability: People operations: - operationId: readPerson method: GET path: /rest/people/{person_id} summary: Get a person object - operationId: updatePerson method: PATCH path: /rest/people/{person_id} summary: Update a person - capability: Transfers operations: - operationId: createTransfer method: POST path: /rest/transfers summary: Request a transfer - operationId: listTransfers method: GET path: /rest/transfers summary: Get a list of transfers - operationId: readTransfer method: GET path: /rest/transfers/{transfer_id} summary: Get a transfer object coverage: tools_named: 0 tools_bound: 0 mcp_only: 2 rest_operations_total: 18 rest_operations_with_tool: 0 binding_rate: 0.0 next_step: Authenticate against either MCP authorization server and re-run tools/list to replace the unknown mcp_only rows with the real tool names and inputSchemas. If DailyPay ships a REST-backed MCP server, bind each tool to the operationIds listed under rest_only.