name: Decentro Payments API Capabilities
description: >-
  Capabilities exposed by Decentro's Payments API for collections,
  payouts, mandates, and refunds.
capabilities:
  - name: Generate UPI Collection Link
    description: Create a payment link a customer can settle through any UPI app.
    operationId: generateUpiLink
    method: POST
    path: /v2/payments/upi/link
  - name: Generate Dynamic UPI QR
    description: Issue a dynamic UPI QR code for in-person or in-app collections.
    operationId: generateUpiQr
    method: POST
    path: /v2/payments/upi/qr
  - name: Disburse Payout
    description: Send funds via IMPS, NEFT, RTGS, or UPI to a beneficiary.
    operationId: createPayout
    method: POST
    path: /v2/payments/transfer
  - name: Get Payout Status
    description: Track a previously initiated payout.
    operationId: getPayoutStatus
    method: GET
    path: /v2/payments/transfer/status
  - name: Register ENACH Mandate
    description: Create a recurring-debit mandate via ENACH.
    operationId: registerEnachMandate
    method: POST
    path: /v2/payments/enach/register
  - name: Register UPI Autopay Mandate
    description: Create a recurring-debit mandate via UPI Autopay.
    operationId: registerUpiAutopayMandate
    method: POST
    path: /v2/payments/upi-autopay/mandate
  - name: Issue Refund
    description: Refund a previously settled payment.
    operationId: issueRefund
    method: POST
    path: /v2/payments/refund
use_cases:
  - name: Embedded payments
    description: Embed UPI collection and payout flows directly in fintech and SaaS apps.
  - name: Subscription billing
    description: Run recurring billing using ENACH and UPI Autopay mandates.
  - name: Marketplace settlements
    description: Split, hold, and release funds between buyers, marketplace, and sellers.
  - name: Payroll and rewards
    description: Disburse salaries, vendor payments, and reward payouts at scale.