overlay: 1.0.0 info: title: API Evangelist enhancements for Defacto API version: 1.0.0 extends: openapi/defacto-openapi-original.json actions: - target: $.info update: x-apievangelist-enriched: '2026-07-18' x-apievangelist-source: https://developers.getdefacto.com/llms.txt x-apievangelist-notes: >- Spec reconstructed from Defacto's per-operation ReadMe OpenAPI fragments; operationId values are the provider's ReadMe reference slugs. Auth is HTTP Bearer (API key). Idempotency is via the salt_id request field on POST /loans and POST /installment-plans (no Idempotency-Key header). Pagination is cursor-based. - target: $.info update: x-agent-ready: auth: bearer-apikey idempotency: salt_id (request body) pagination: cursor events: 32 webhook event types (see asyncapi/defacto-webhooks-asyncapi.yml) sandbox: https://api-sandbox.getdefacto.com