name: DEGIRO Plans
description: >
  DEGIRO operates as a single-tier retail brokerage with no monthly subscription
  fees or account maintenance charges. All clients access the same trading
  platform and API capabilities. Revenue is generated through per-trade
  commissions, currency conversion fees, and margin financing. The fee structure
  varies by asset class, exchange, and home market designation.
plans:
  - name: Standard Account
    description: >
      The default DEGIRO brokerage account available to all retail clients
      across supported European countries. No monthly account fee, no inactivity
      fee, no custody fee, and no withdrawal fee. Full access to the trading
      platform including all API-accessible endpoints for portfolio management,
      order execution, product search, market data, and account reporting.
    url: https://www.degiro.eu/pricing
    sandbox: false
    rate_limits:
      - type: Session
        description: >
          Session-based authentication with a 30-minute trading session timeout
          that resets on each API call. Real-time Quotecast connections reset
          approximately every 15 seconds and require re-subscription.
    features:
      - Trading on 50+ exchanges across 30 countries
      - Stocks, ETFs, bonds, options, futures, warrants, investment funds, CFDs
      - Real-time and historical market data
      - Portfolio and position management
      - Order types: LIMIT, MARKET, STOP_LOSS, STOP_LOSS_LIMIT
      - Account reports in CSV, HTML, PDF, XLS
      - Company profiles, financials, and news (Refinitiv data)
      - Analyst estimates and corporate event calendars
      - Favorites lists and product notes
      - Free ETF Core Selection (first monthly trade per ETF free)
      - Two-factor authentication (TOTP)
    pricing:
      - asset: Stocks (home exchange, e.g. Euronext Amsterdam)
        fee: "EUR 3 per trade + EUR 1 handling fee"
      - asset: Stocks (US markets)
        fee: "EUR 2 per trade + EUR 1 handling fee"
      - asset: ETFs (Core Selection, Tradegate)
        fee: "EUR 1 per trade (first monthly trade per ETF free)"
      - asset: ETFs (non-Core Selection)
        fee: "EUR 3 per trade + EUR 1 handling fee"
      - asset: Options (European exchanges)
        fee: "EUR 0.75 per contract + EUR 1 handling fee"
      - asset: Futures
        fee: "EUR 0.50 per contract + EUR 1 handling fee"
      - asset: Bonds
        fee: "EUR 2 per trade + EUR 1 handling fee"
      - asset: Currency conversion (auto)
        fee: "0.25% per transaction"
      - asset: Currency conversion (manual)
        fee: "EUR 10 + 0.25% of transaction value"
      - asset: Margin financing
        fee: "3% per annum"
      - asset: Account maintenance
        fee: "Free"
      - asset: Withdrawals
        fee: "Free"
      - asset: Inactivity fee
        fee: "None"