aid: descartes-underwriting
name: Descartes Underwriting
description: >-
  Descartes Underwriting is a Paris-headquartered insurtech, founded in 2019,
  specializing in parametric insurance for climate, natural-catastrophe, cyber,
  and emerging corporate risks. It operates two complementary entities —
  Descartes Underwriting, a global parametric managing general agent (MGA), and
  Descartes Insurance, an ACPR-licensed European full-stack carrier — using AI,
  satellite imagery, IoT sensor data, and scientific risk models to structure
  index-based covers that pay out automatically within days when a predefined
  trigger is met, without a traditional claims-adjustment process. Backed by
  Battery Ventures and other investors, the company serves 600+ large
  corporations and public entities through corporate brokers across 20+ offices
  worldwide. No public developer API or documentation is published; the company
  distributes coverage through brokers rather than a self-serve API surface.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://descartesunderwriting.com/themes/custom/webui/images/logo.svg
url: https://raw.githubusercontent.com/api-evangelist/descartes-underwriting/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- battery-ventures
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Insurance
- Parametric Insurance
- Insurtech
- Climate Risk
- Reinsurance
- Risk Management
- Cyber Insurance
apis: []
common:
- type: DomainSecurity
  url: security/descartes-underwriting-domain-security.yml
- type: Website
  url: https://descartesunderwriting.com/
- type: Blog
  url: https://descartesunderwriting.com/insights
- type: Support
  url: https://descartesunderwriting.com/contact
- type: TermsOfService
  url: https://descartesunderwriting.com/legal-information
- type: PrivacyPolicy
  url: https://descartesunderwriting.com/legal-information
- type: GitHubOrganization
  url: https://github.com/descartes-underwriting
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence